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Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income

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It's time to break free from financial stress with simple, effective strategies designed for moms craving a method they can actually stick to! In this podcast, Budget Strategy Coach, Erin Britt, shares a 5-step monthly budgeting method that reduces overwhelm and helps you pay off debt, build wealth, and live abundantly. Whether you're struggling with impulse spending, relying on credit cards, or feeling too busy to budget, you'll find practical tips and mindset shifts to take control of your money.

Join a community of moms ready to align their spending with their values, plan for the future, and break free from the stress of paycheck-to-paycheck living. It’s time to budget smarter, enjoy life more, and move toward financial freedom—without sacrificing the things you love.


This is a debt podcast!

Topics we cover:
Foundational Budgeting Skills:

  • How to create and stick to a budget, even with limited income.
  • Simple, actionable steps to build a zero-balance budget each month.

Overcoming Impulse Spending & Credit Card Reliance:

  • Strategies to control impulse buying and overspending.
  • Breaking the cycle of using credit cards as income and paying off debt sustainably.

Budgeting for Busy Moms:

  • Budgeting tips for real life - especially budgeting tips for busy moms

Intentional Living & Aligning Spending with Values:

  • How to figure out your core values and create a value-based budget
  • How to spend intentionally without sacrificing things you love.
  • Aligning household routines and systems with financial goals.

Financial Preparedness & Saving for the Future:

  • Building emergency funds and saving for bigger expenses with confidence.
  • How to manage everyday expenses while planning for future goals like retirement, vacations or a home.

Self-Care & Financial Wellness:

  • Prioritizing self-care to avoid burnout.
  • Developing healthy habits for long-term financial success and balance.

Mindset Shifts for Financial Growth:

  • Abundance mindset
  • Embracing financial mistakes as opportunities for growth and grace.

Tracking Spending & Staying Accountable:

  • Practical tools to track where your money goes and stay in control.
  • The power of community and support systems


A note from Erin:
As a single mom and sole provider with no additional support, I paid off thousands of dollars in debt on a teacher’s salary. I know firsthand that it’s possible to take control of your finances, no matter your income or circumstances. My straightforward, foundational approach to budgeting simplifies the process, giving you the tools and confidence to manage your money effectively and build a secure financial future. If I could do it on my own, you can too—and I’m here to show you how.

*How can I pay off my debt?
*Is there an easy budget method?
*How can I simplify my household expenses?
*How can I pay down credit card debt?
*How can I stop relying on credit cards?

*How to start budgeting for beginners?
*How to budget on one income?

*How can I live within a budget?

*How do I write a budget?
*How do I spend less?

*How can I move forward financially?
*What if I don't have enough money to invest?
*How can I build wealth?
*How can my budget reflect my core values?

*How can I LIVE ABUNDANTLY on a budget? 

*Is there someone out there who understands being a single mom that can help me with my finances?! :) I got you, girl.

Erin Britt is your host and can be found on Instagram (@budgeteffectpodcast) 

More details

It's time to break free from financial stress with simple, effective strategies designed for moms craving a method they can actually stick to! In this podcast, Budget Strategy Coach, Erin Britt, shares a 5-step monthly budgeting method that reduces overwhelm and helps you pay off debt, build wealth, and live abundantly. Whether you're struggling with impulse spending, relying on credit cards, or feeling too busy to budget, you'll find practical tips and mindset shifts to take control of your money.

Join a community of moms ready to align their spending with their values, plan for the future, and break free from the stress of paycheck-to-paycheck living. It’s time to budget smarter, enjoy life more, and move toward financial freedom—without sacrificing the things you love.


This is a debt podcast!

Topics we cover:
Foundational Budgeting Skills:

  • How to create and stick to a budget, even with limited income.
  • Simple, actionable steps to build a zero-balance budget each month.

Overcoming Impulse Spending & Credit Card Reliance:

  • Strategies to control impulse buying and overspending.
  • Breaking the cycle of using credit cards as income and paying off debt sustainably.

Budgeting for Busy Moms:

  • Budgeting tips for real life - especially budgeting tips for busy moms

Intentional Living & Aligning Spending with Values:

  • How to figure out your core values and create a value-based budget
  • How to spend intentionally without sacrificing things you love.
  • Aligning household routines and systems with financial goals.

Financial Preparedness & Saving for the Future:

  • Building emergency funds and saving for bigger expenses with confidence.
  • How to manage everyday expenses while planning for future goals like retirement, vacations or a home.

Self-Care & Financial Wellness:

  • Prioritizing self-care to avoid burnout.
  • Developing healthy habits for long-term financial success and balance.

Mindset Shifts for Financial Growth:

  • Abundance mindset
  • Embracing financial mistakes as opportunities for growth and grace.

Tracking Spending & Staying Accountable:

  • Practical tools to track where your money goes and stay in control.
  • The power of community and support systems


A note from Erin:
As a single mom and sole provider with no additional support, I paid off thousands of dollars in debt on a teacher’s salary. I know firsthand that it’s possible to take control of your finances, no matter your income or circumstances. My straightforward, foundational approach to budgeting simplifies the process, giving you the tools and confidence to manage your money effectively and build a secure financial future. If I could do it on my own, you can too—and I’m here to show you how.

*How can I pay off my debt?
*Is there an easy budget method?
*How can I simplify my household expenses?
*How can I pay down credit card debt?
*How can I stop relying on credit cards?

*How to start budgeting for beginners?
*How to budget on one income?

*How can I live within a budget?

*How do I write a budget?
*How do I spend less?

*How can I move forward financially?
*What if I don't have enough money to invest?
*How can I build wealth?
*How can my budget reflect my core values?

*How can I LIVE ABUNDANTLY on a budget? 

*Is there someone out there who understands being a single mom that can help me with my finances?! :) I got you, girl.

Erin Britt is your host and can be found on Instagram (@budgeteffectpodcast) 

Sources and links

Episodes

Page 2 · 50 per page

The holiday season is around the corner, and with it can come the stress of extra spending. In this episode, we’re talking about how to plan ahead for any big event—whether it’s the holidays, a special celebration, or a family vacation—without letting your budget get out of hand. I’ll share simple, realistic strategies to help you avoid overspending, stick to your goals, and make this season feel meaningful and manageable. Let’s dive into how a little planning now can make a huge difference later!

 👉 Grab Your 3-Part Holiday Planner Here to make this holiday season more organized and less overwhelming.
3-Part Holiday Planner—complete with a space for brainstorming ideas, a budget sheet, and a weekly backwards planner to stay organized and avoid last-minute stress. It’s a tool to help you stick to your budget and focus on what matters most.

💲Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com


Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

More description

The holiday season is around the corner, and with it can come the stress of extra spending. In this episode, we’re talking about how to plan ahead for any big event—whether it’s the holidays, a special celebration, or a family vacation—without letting your budget get out of hand. I’ll share simple, realistic strategies to help you avoid overspending, stick to your goals, and make this season feel meaningful and manageable. Let’s dive into how a little planning now can make a huge difference later!

 👉 Grab Your 3-Part Holiday Planner Here to make this holiday season more organized and less overwhelming.
3-Part Holiday Planner—complete with a space for brainstorming ideas, a budget sheet, and a weekly backwards planner to stay organized and avoid last-minute stress. It’s a tool to help you stick to your budget and focus on what matters most.

💲Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com


Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

You are up against bazillion dollar marketing companies that cause you to feel like you are SAVING money if you buy this RIGHT NOW.
But what if we just did one simple shift in our language that would help us combat those impulse purchases? That's what we are talking about today. After this episode you will have a deeper understanding around saving money and a way to combat impulse purchases.

Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 


Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com


Got a specific question you’d like me to answer on the show? Text it!

Click to Send Fan Mail

More description

You are up against bazillion dollar marketing companies that cause you to feel like you are SAVING money if you buy this RIGHT NOW.
But what if we just did one simple shift in our language that would help us combat those impulse purchases? That's what we are talking about today. After this episode you will have a deeper understanding around saving money and a way to combat impulse purchases.

Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 


Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com


Got a specific question you’d like me to answer on the show? Text it!

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

What is stopping you from saving, investing, or paying off debt? What is keeping you in the paycheck to paycheck cycle?
Maybe you don't have this mindset: Can it wait a week? After this episode, you will walk away with a fresh mindset about your future, your goals and your budget!

Let your budget EMPOWER you to get what you want.

Do you want help getting started? Click here for the  Budget Foundations Jumpstart. By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com


Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

More description

What is stopping you from saving, investing, or paying off debt? What is keeping you in the paycheck to paycheck cycle?
Maybe you don't have this mindset: Can it wait a week? After this episode, you will walk away with a fresh mindset about your future, your goals and your budget!

Let your budget EMPOWER you to get what you want.

Do you want help getting started? Click here for the  Budget Foundations Jumpstart. By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com


Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

Is the constant running around and never eating at home killing your food budget? There are 4 steps you can take to minimize this cost - even in the busiest seasons. Let me walk you through what these 4 steps look like for a mom who is empowered by her budget.

Listen to this episode to answer these questions: 

  • How do I stay in my food budget?
  • How do I feed my family when we are so busy?
  • How do I save money on food?
  • How do I stop spending so much money?

Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 


Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com


Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

More description

Is the constant running around and never eating at home killing your food budget? There are 4 steps you can take to minimize this cost - even in the busiest seasons. Let me walk you through what these 4 steps look like for a mom who is empowered by her budget.

Listen to this episode to answer these questions: 

  • How do I stay in my food budget?
  • How do I feed my family when we are so busy?
  • How do I save money on food?
  • How do I stop spending so much money?

Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 


Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com


Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

Planning in advance for the holidays is going to save you money and mental energy. In this episode, we'll walk through how to get your holiday mindset in check, prepare your budget, and of course strategize ways to save money this holiday while living abundantly.

Click here for the free Budget Foundations Jumpstart!

Let’s Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com


Want to ask a question?

Click below to send your question to the show. 

Click to Send Fan Mail

More description

Planning in advance for the holidays is going to save you money and mental energy. In this episode, we'll walk through how to get your holiday mindset in check, prepare your budget, and of course strategize ways to save money this holiday while living abundantly.

Click here for the free Budget Foundations Jumpstart!

Let’s Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com


Want to ask a question?

Click below to send your question to the show. 

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

Struggling to Stay on Top of Your Spending? Here's How Weekly Tracking Can Help You Reach Your Goals

For many busy moms, staying on top of household finances can feel overwhelming. With bills, groceries, and daily expenses piling up, it's easy to lose track of your budget. In this episode, we dive into a powerful yet often overlooked habit—weekly spending tracking. Learn why setting a plan at the start of each month and adjusting your budget weekly is a game-changer for reaching both your money and life goals. We'll also address common struggles like the discomfort of facing your spending habits and how this one step can create lasting, positive change. If you're looking for a simple yet effective way to stay on top of your finances, this episode is for you.

Click here for the free Budget Foundations Jumpstart!


Let’s Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com


Text the show. 

Click to Send Fan Mail

More description

Struggling to Stay on Top of Your Spending? Here's How Weekly Tracking Can Help You Reach Your Goals

For many busy moms, staying on top of household finances can feel overwhelming. With bills, groceries, and daily expenses piling up, it's easy to lose track of your budget. In this episode, we dive into a powerful yet often overlooked habit—weekly spending tracking. Learn why setting a plan at the start of each month and adjusting your budget weekly is a game-changer for reaching both your money and life goals. We'll also address common struggles like the discomfort of facing your spending habits and how this one step can create lasting, positive change. If you're looking for a simple yet effective way to stay on top of your finances, this episode is for you.

Click here for the free Budget Foundations Jumpstart!


Let’s Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com


Text the show. 

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

We are busy moms, taking care of a lot of things. So how can we protect our goals and visions? How can we stick with our goals?
Answer: We must become a fierce protector of the goal.
1. Protect your time to have the vision.
2. Protect your time to plan.
3. Protect your plan.
4. Figure out how you will keep up with all your other commitments.
And BELIEVE IN YOURSELF!
You got this.

Click here for the free Budget Foundations Jumpstart!

Let's Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Want to ask a question?

Click below to send your question to the show. 

Click to Send Fan Mail

More description

We are busy moms, taking care of a lot of things. So how can we protect our goals and visions? How can we stick with our goals?
Answer: We must become a fierce protector of the goal.
1. Protect your time to have the vision.
2. Protect your time to plan.
3. Protect your plan.
4. Figure out how you will keep up with all your other commitments.
And BELIEVE IN YOURSELF!
You got this.

Click here for the free Budget Foundations Jumpstart!

Let's Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Want to ask a question?

Click below to send your question to the show. 

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

What phase of budgeting are you in?
Procrastination Phase?
Beginning Budgeter?
Been Budgeting For a While?
Lost your Drive?
Whichever phase you are in, I bet you can find a small step to take forward in this episode.

Click here for the free Budget Foundations Jumpstart!


Let’s Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com


Let me know what you picked! Click to send a text to the show.

Click to Send Fan Mail

More description

What phase of budgeting are you in?
Procrastination Phase?
Beginning Budgeter?
Been Budgeting For a While?
Lost your Drive?
Whichever phase you are in, I bet you can find a small step to take forward in this episode.

Click here for the free Budget Foundations Jumpstart!


Let’s Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com


Let me know what you picked! Click to send a text to the show.

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

You know I talk more about a Values-Based Budget. So come along with me as I break down the pros and cons of a 50/30/20 budget.

Click here for the free Budget Foundations Jumpstart!


Let’s Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com


Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com



Want to ask a question?

Click below to send your question to the show. 

Click to Send Fan Mail

More description

You know I talk more about a Values-Based Budget. So come along with me as I break down the pros and cons of a 50/30/20 budget.

Click here for the free Budget Foundations Jumpstart!


Let’s Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com


Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com



Want to ask a question?

Click below to send your question to the show. 

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

Fall is a great time to save money!
In this episode we cover:
1. Why fall is a great time to cut spending
2. How to set rules for a no-spend or low-spend fall
3. Expenses that are coming up in fall and secondary options
4. Fun and low cost activities in the fall.

Click here for the free Budget Foundations Jumpstart!


Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com


Want to ask a question?

Click below to send your question to the show. 

Click to Send Fan Mail

More description

Fall is a great time to save money!
In this episode we cover:
1. Why fall is a great time to cut spending
2. How to set rules for a no-spend or low-spend fall
3. Expenses that are coming up in fall and secondary options
4. Fun and low cost activities in the fall.

Click here for the free Budget Foundations Jumpstart!


Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com


Want to ask a question?

Click below to send your question to the show. 

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

If you want to success with budgeting, then meal planning is something you're probably going to have to stick to. In this final episode of our 3-part meal planning series, we really zoom in on how to make meal planning work for you.

Click here to join the Meal Planning Challenge

Click here for the free Budget Foundations Jumpstart


Let’s Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Text the Show! 

Click below to send your question or comment to the show. 

Click to Send Fan Mail

More description

If you want to success with budgeting, then meal planning is something you're probably going to have to stick to. In this final episode of our 3-part meal planning series, we really zoom in on how to make meal planning work for you.

Click here to join the Meal Planning Challenge

Click here for the free Budget Foundations Jumpstart


Let’s Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Text the Show! 

Click below to send your question or comment to the show. 

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

Today we have expert meal planner, Plandy Mandy, to share some of her top tips for how to meal plan, sticking to a meal plan, and how to meal plan on a budget.
It's Part 2 of our 3-episode series on Meal Planning!

You can find Mandy on her Instagram page @Plandy.Mandy

You can join the Meal Planning Challenge by signing up here.


If you are ready to stop messing around and really get started with your budget, I can help:
FREE Budget Foundations Jumpstart Email Course
Money Movement Group - 15 weeks of learning and habit building - Closes Aug 31

Let’s Connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com


Want to ask a question?
Click below to send your question to the show. 

Click to Send Fan Mail

More description

Today we have expert meal planner, Plandy Mandy, to share some of her top tips for how to meal plan, sticking to a meal plan, and how to meal plan on a budget.
It's Part 2 of our 3-episode series on Meal Planning!

You can find Mandy on her Instagram page @Plandy.Mandy

You can join the Meal Planning Challenge by signing up here.


If you are ready to stop messing around and really get started with your budget, I can help:
FREE Budget Foundations Jumpstart Email Course
Money Movement Group - 15 weeks of learning and habit building - Closes Aug 31

Let’s Connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com


Want to ask a question?
Click below to send your question to the show. 

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

Meal planning is challenging for a lot of people! If you are doing well with meal planning then you should be proud! But regardless of the challenge, it's something that is beneficial for our budget, our nutrition and even our mental health.

This episode will hopefully motivate you to build your habit of meal planning.

JOIN the MEAL PLANNING CHALLENGE

Join the Money Movement Course - Closes August 31st

FREE Budget Jumpstart Challenge

Parents.com article that I cite in this episode

Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com


Want to ask a question?

Click below to send your question to the show. 

Click to Send Fan Mail

More description

Meal planning is challenging for a lot of people! If you are doing well with meal planning then you should be proud! But regardless of the challenge, it's something that is beneficial for our budget, our nutrition and even our mental health.

This episode will hopefully motivate you to build your habit of meal planning.

JOIN the MEAL PLANNING CHALLENGE

Join the Money Movement Course - Closes August 31st

FREE Budget Jumpstart Challenge

Parents.com article that I cite in this episode

Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com


Want to ask a question?

Click below to send your question to the show. 

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

You are doing big things when you decide to start moving forward with money. So start to think bigger. It’s not just your budget and looking for good deals and finding out how to live frugally while you fix your money situation. 

It’s a holistic endeavor: your mindset, your other home habits, your self-care, your money-saving strategies, your budgeting strategies. It all matters to your success. 

Tune in to learn how there are many unexpected ways to move forward with money beyond just budgeting. 


Click here for SEPTEMBER 2024 MONEY MOVEMENT PROGRAM

Click here for the free Budget Foundations Jumpstart!


Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com



Want to ask a question?

Click below to send your question to the show. 

Click to Send Fan Mail

More description

You are doing big things when you decide to start moving forward with money. So start to think bigger. It’s not just your budget and looking for good deals and finding out how to live frugally while you fix your money situation. 

It’s a holistic endeavor: your mindset, your other home habits, your self-care, your money-saving strategies, your budgeting strategies. It all matters to your success. 

Tune in to learn how there are many unexpected ways to move forward with money beyond just budgeting. 


Click here for SEPTEMBER 2024 MONEY MOVEMENT PROGRAM

Click here for the free Budget Foundations Jumpstart!


Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com



Want to ask a question?

Click below to send your question to the show. 

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

Back to School means budgeting for school supplies, school clothes, working on our back to school routines, and thinking future forward about our school year budget and school year routines.

In this episode we cover all those things. 

*back to school mindset

*back to school budget

*school shopping budget

*school supply budget

*how to save for school expenses

YOU GOT THIS.

Click here for information TEST GROUP FOR NEW PROGRAM


Click here for the free Budget Foundations Jumpstart!


Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Click below to text your question to the show. 


Click to Send Fan Mail

More description

Back to School means budgeting for school supplies, school clothes, working on our back to school routines, and thinking future forward about our school year budget and school year routines.

In this episode we cover all those things. 

*back to school mindset

*back to school budget

*school shopping budget

*school supply budget

*how to save for school expenses

YOU GOT THIS.

Click here for information TEST GROUP FOR NEW PROGRAM


Click here for the free Budget Foundations Jumpstart!


Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Click below to text your question to the show. 


Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

If you want to start budgeting, what should you do at the end of this month before you start next month?

OR

If you wrote a budget for this month, but you haven’t looked at it since the beginning of the month, and now it’s the end of the month…what do you do?

Maybe you lost motivation or maybe life just happened. Regardless of the reason, we have to find the solution and get back to the plan. This episode will tell you how to do that. 

Click here for information TEST GROUP FOR NEW PROGRAM

Click here for the free Budget Foundations Jumpstart


This show is for you if you’ve ever asked yourself:

How to I start a budget?

How do I stick with meal planning?


Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com



Want to ask a question?

Click below to send your question to the show. 



Click to Send Fan Mail

More description

If you want to start budgeting, what should you do at the end of this month before you start next month?

OR

If you wrote a budget for this month, but you haven’t looked at it since the beginning of the month, and now it’s the end of the month…what do you do?

Maybe you lost motivation or maybe life just happened. Regardless of the reason, we have to find the solution and get back to the plan. This episode will tell you how to do that. 

Click here for information TEST GROUP FOR NEW PROGRAM

Click here for the free Budget Foundations Jumpstart


This show is for you if you’ve ever asked yourself:

How to I start a budget?

How do I stick with meal planning?


Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com



Want to ask a question?

Click below to send your question to the show. 



Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

In this episode, we're getting into the importance and the how-to of budgeting for self-care. A little work up front can help you get exactly what you need and want for self-care in your monthly budget. Tune in to learn how to prioritize your well-being without breaking the bank!

I will also walk you through how to use this FREE self-care budget builder.

Click here to get the SELF-CARE BUDGET BUILDER

This episode is for you if you’ve ever asked yourself:

  • How can I budget for self-care?
  • What are some tips for self-care on a budget?

Click here for the free Budget Foundations Jumpstart!

Click here for information about the opportunity to be the first "small test group" for the new budget course.


Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com


<<Question of the Week>>

How are your spending habits on the stuff you want and need for self-care?

Text 1 -  if you are spending way too little, you don’t get what you want or need. 

Text 2  - Just right you are spending the amount you need and want

Text 3 - You overspend and overbuy

Click below to send your answer to the show. 

Click to Send Fan Mail

More description

In this episode, we're getting into the importance and the how-to of budgeting for self-care. A little work up front can help you get exactly what you need and want for self-care in your monthly budget. Tune in to learn how to prioritize your well-being without breaking the bank!

I will also walk you through how to use this FREE self-care budget builder.

Click here to get the SELF-CARE BUDGET BUILDER

This episode is for you if you’ve ever asked yourself:

  • How can I budget for self-care?
  • What are some tips for self-care on a budget?

Click here for the free Budget Foundations Jumpstart!

Click here for information about the opportunity to be the first "small test group" for the new budget course.


Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com


<<Question of the Week>>

How are your spending habits on the stuff you want and need for self-care?

Text 1 -  if you are spending way too little, you don’t get what you want or need. 

Text 2  - Just right you are spending the amount you need and want

Text 3 - You overspend and overbuy

Click below to send your answer to the show. 

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

If you want to get ahead with money, but you’re behind on bills or just can’t figure out how to get going, then this episode is for you. 

The main takeaway is that you must have a plan. And I have a proven plan that can work for you. 

This episode is for you if you’ve ever asked yourself:

How can I pay off debt?

How do I stop living paycheck to paycheck?

How can I budget if I don’t have enough money?

How can I stretch my money?


Click here for the free Budget Foundations Jumpstart!


Link to the old episode: Instead of sitting in overwhelm, COME UP WITH A PLAN. (Warning, the sound isn't too good in this one.)


Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com


<<Question of the Week>>

There was no question this week. Let me know if you have any questions!

Click below to send your answer to the show.



Click to Send Fan Mail

More description

If you want to get ahead with money, but you’re behind on bills or just can’t figure out how to get going, then this episode is for you. 

The main takeaway is that you must have a plan. And I have a proven plan that can work for you. 

This episode is for you if you’ve ever asked yourself:

How can I pay off debt?

How do I stop living paycheck to paycheck?

How can I budget if I don’t have enough money?

How can I stretch my money?


Click here for the free Budget Foundations Jumpstart!


Link to the old episode: Instead of sitting in overwhelm, COME UP WITH A PLAN. (Warning, the sound isn't too good in this one.)


Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com


<<Question of the Week>>

There was no question this week. Let me know if you have any questions!

Click below to send your answer to the show.



Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

BUDGET JUMPSTART CHALLENGE

Let's reflect on our wants and needs so that we can make better choices about our spending. Use these prompts to figure out if we are spending money and time on the things that are actually going to fulfill our needs.
Journal Prompts for Needs and Wants

This episode is for you if:
Have trouble with impulse buying, impulse  purchases, impulse shopping
You have trouble sticking to your budget because you want to buy all the things
You are afraid to start budgeting because you think a budget will limit you.


<<Question of the Week>>
I didn't have a question this week. What questions do you have for me?

Click to Send Fan Mail

More description

BUDGET JUMPSTART CHALLENGE

Let's reflect on our wants and needs so that we can make better choices about our spending. Use these prompts to figure out if we are spending money and time on the things that are actually going to fulfill our needs.
Journal Prompts for Needs and Wants

This episode is for you if:
Have trouble with impulse buying, impulse  purchases, impulse shopping
You have trouble sticking to your budget because you want to buy all the things
You are afraid to start budgeting because you think a budget will limit you.


<<Question of the Week>>
I didn't have a question this week. What questions do you have for me?

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

Since we started the podcast, I've been saying we need to talk about sinking funds! In this episode I will break down sinking funds and how they can level up your finances. I will answer:
What are sinking funds?
How do sinking funds work in your budget?
How do sinking funds help you?
I hope this episode motivates you as much as it motivated me!

Click here to JOIN THE BUDGET FOUNDATIONS JUMPSTART challenge.

<<Question of the Week>>
What sinking funds will you start??
Click to text your answer in to the show! 

Click to Send Fan Mail

More description

Since we started the podcast, I've been saying we need to talk about sinking funds! In this episode I will break down sinking funds and how they can level up your finances. I will answer:
What are sinking funds?
How do sinking funds work in your budget?
How do sinking funds help you?
I hope this episode motivates you as much as it motivated me!

Click here to JOIN THE BUDGET FOUNDATIONS JUMPSTART challenge.

<<Question of the Week>>
What sinking funds will you start??
Click to text your answer in to the show! 

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

Got debt? Let's crush your money goals. As a single mom making 28k, I paid off thousands of dollars in debt. Let me give you 4 things that worked for me and maybe they'll work for you too.

Click to join the BUDGET JUMPSTART CHALLENGE.

This episode is for you if...
-you are working on your debt payoff.
-you have a low income and want to save money.
-you are a normal person with normal debt and you want to have financial freedom!
-you just want to save money and get ahead.

Find me on Instagram @budgeteffectpodcast
Or email me hello@thebudgeteffectpodcast.com


<<Question of the Week>>
What are your interests/hobbies that you would spend your time on if you had more freedom with your time and money?

Click to text your answer! 

Click to Send Fan Mail

More description

Got debt? Let's crush your money goals. As a single mom making 28k, I paid off thousands of dollars in debt. Let me give you 4 things that worked for me and maybe they'll work for you too.

Click to join the BUDGET JUMPSTART CHALLENGE.

This episode is for you if...
-you are working on your debt payoff.
-you have a low income and want to save money.
-you are a normal person with normal debt and you want to have financial freedom!
-you just want to save money and get ahead.

Find me on Instagram @budgeteffectpodcast
Or email me hello@thebudgeteffectpodcast.com


<<Question of the Week>>
What are your interests/hobbies that you would spend your time on if you had more freedom with your time and money?

Click to text your answer! 

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

Many people are stuck in a cycle of living paycheck to paycheck with seemingly no way out. But there is a solution! Of course you need a budget, but even more specifically - a weekly budget. This will help you get so intentional with your money and move forward with money and in your life.

Do you want help getting started with a budget?
Join the BUDGET JUMPSTART CHALLENGE for FREE!

<<Question of the Week>>
What is the most challenging part of budgeting for you right now?
Is it something with getting the budget set up? Or does it have to do with sticking to it? Let me know by texting your answer into the show. 

Click to Send Fan Mail

More description

Many people are stuck in a cycle of living paycheck to paycheck with seemingly no way out. But there is a solution! Of course you need a budget, but even more specifically - a weekly budget. This will help you get so intentional with your money and move forward with money and in your life.

Do you want help getting started with a budget?
Join the BUDGET JUMPSTART CHALLENGE for FREE!

<<Question of the Week>>
What is the most challenging part of budgeting for you right now?
Is it something with getting the budget set up? Or does it have to do with sticking to it? Let me know by texting your answer into the show. 

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

If you need help getting a budget started, start with these four things.

BUDGET JUMPSTART CHALLENGE

So if you have been wondering:
How do I stick to a budget?
How do I even get started with budgeting?
How do I pay off debt?
How do I invest when I live paycheck to paycheck?
How can I move forward as a single mom?

Then this episode is for you.

My mission is to help busy moms or even single moms learn how to create and stick to a plan for their money that they believe in and love so that they can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @budgeteffectpodcast



<<Question of the Week>>
What is your WHY? What is your biggest goal?

Send your answer by clicking the button below.

Click to Send Fan Mail

More description

If you need help getting a budget started, start with these four things.

BUDGET JUMPSTART CHALLENGE

So if you have been wondering:
How do I stick to a budget?
How do I even get started with budgeting?
How do I pay off debt?
How do I invest when I live paycheck to paycheck?
How can I move forward as a single mom?

Then this episode is for you.

My mission is to help busy moms or even single moms learn how to create and stick to a plan for their money that they believe in and love so that they can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @budgeteffectpodcast



<<Question of the Week>>
What is your WHY? What is your biggest goal?

Send your answer by clicking the button below.

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

If you want to move forward in life with money, in your motherhood, in your womanhood, then work on these three things. The great thing is that they are totally free to pursue.

CLICK HERE for the BUDGET JUMPSTART CHALLENGE.

Click here for the Whole Life Wellness Reflection

Question of the Week:
<<What is a habit you’ve developed that has positively impacted your life?>>

Click to Send Fan Mail

More description

If you want to move forward in life with money, in your motherhood, in your womanhood, then work on these three things. The great thing is that they are totally free to pursue.

CLICK HERE for the BUDGET JUMPSTART CHALLENGE.

Click here for the Whole Life Wellness Reflection

Question of the Week:
<<What is a habit you’ve developed that has positively impacted your life?>>

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

If you want to have an active summer, but you don’t want to break your budget, then this is the episode for you. We discuss preparing for summer with kids, summer routines, summer on a budget, budget friendly summer activities and more. Listen in.
-------------------------------------------------------------------------------------------------------------

We discuss 4 things you can do to save money this summer: 

  1. How to prepare for summer by thinking about your new routine
  2. Ways to save money when you are out of the house more often
  3. Ways to cut costs from your budget during the summer 
  4. Free or low-cost things to do in the summer.

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress, more freedom, and move forward.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @budgeteffectpodcast

This episode will help you if you have been wondering:
How do I stick to a budget as a single mom?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some budgeting hacks for summer?
How to budget as a single mom?
Or if you want...
Money saving tips for summer
Tips for saving money this summer
Tips for paying off debt 
Tips for moving forward as a single mom

----------------------------------------------------------------
This week's questions: 
1) What is your favorite low-cost summer activity?
2) What is the cost you are dreading this summer?

Click to Send Fan Mail

More description

If you want to have an active summer, but you don’t want to break your budget, then this is the episode for you. We discuss preparing for summer with kids, summer routines, summer on a budget, budget friendly summer activities and more. Listen in.
-------------------------------------------------------------------------------------------------------------

We discuss 4 things you can do to save money this summer: 

  1. How to prepare for summer by thinking about your new routine
  2. Ways to save money when you are out of the house more often
  3. Ways to cut costs from your budget during the summer 
  4. Free or low-cost things to do in the summer.

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress, more freedom, and move forward.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @budgeteffectpodcast

This episode will help you if you have been wondering:
How do I stick to a budget as a single mom?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some budgeting hacks for summer?
How to budget as a single mom?
Or if you want...
Money saving tips for summer
Tips for saving money this summer
Tips for paying off debt 
Tips for moving forward as a single mom

----------------------------------------------------------------
This week's questions: 
1) What is your favorite low-cost summer activity?
2) What is the cost you are dreading this summer?

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

If you have trouble sticking to a budget and reaching your money goals, then let's take a look at your shopping habits. And I'm not talking about LACK here. I'm not going to tell you that YOU CAN'T SHOP. I'm actually teaching you how to UPGRADE your shopping habits to get MORE of what you want.

There are 3 Steps to Upgrading your Shopping Habits
1. Prepare ahead of time - know your values and write your lists.
2.  Block temptation - I got strategies for you on this.
3.  Have a plan for "In the Moment" decisions - I got ideas for you on this too.

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress, more freedom, and move forward.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This episode will help you if you have been wondering:
How can I stop impulse buying?
How do I stick to a budget?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?
Or if you want...
Tips for better shopping habits
Tips for sticking to a budget
Tips for saving money
Tips for paying off debt
Tips for moving forward as a single mom

Click to Send Fan Mail

More description

If you have trouble sticking to a budget and reaching your money goals, then let's take a look at your shopping habits. And I'm not talking about LACK here. I'm not going to tell you that YOU CAN'T SHOP. I'm actually teaching you how to UPGRADE your shopping habits to get MORE of what you want.

There are 3 Steps to Upgrading your Shopping Habits
1. Prepare ahead of time - know your values and write your lists.
2.  Block temptation - I got strategies for you on this.
3.  Have a plan for "In the Moment" decisions - I got ideas for you on this too.

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress, more freedom, and move forward.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This episode will help you if you have been wondering:
How can I stop impulse buying?
How do I stick to a budget?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?
Or if you want...
Tips for better shopping habits
Tips for sticking to a budget
Tips for saving money
Tips for paying off debt
Tips for moving forward as a single mom

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

Using your budget to live an intentional life is the goal. Since most of us value connecting and spending time with our kids, let's make sure we put that in the budget each month.
This works both ways: 1. We value it, so we put it in our budget. 2. And it's in our budget, so it reminds us to live intentionally in what we value.

In this episode you will learn about how "funds" can be part of your budget. You will learn the action steps to setting up and using a fund. And we will touch on the end-of-month closeout that is a key part to moving forward with money.

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress, more freedom, and move forward.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This episode will help you if you have been wondering:
How can I spend more quality time with my kids?
How can I live a more intentional life?
How do I stick to a budget?
How do I save mental energy as a single mom?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some cheap ideas for families with kids?
What are some budgeting hacks?
How to budget as a single mom?



Click to Send Fan Mail

More description

Using your budget to live an intentional life is the goal. Since most of us value connecting and spending time with our kids, let's make sure we put that in the budget each month.
This works both ways: 1. We value it, so we put it in our budget. 2. And it's in our budget, so it reminds us to live intentionally in what we value.

In this episode you will learn about how "funds" can be part of your budget. You will learn the action steps to setting up and using a fund. And we will touch on the end-of-month closeout that is a key part to moving forward with money.

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress, more freedom, and move forward.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This episode will help you if you have been wondering:
How can I spend more quality time with my kids?
How can I live a more intentional life?
How do I stick to a budget?
How do I save mental energy as a single mom?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some cheap ideas for families with kids?
What are some budgeting hacks?
How to budget as a single mom?



Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

This one-time, 20-minute  activity could save you hours! Get organized by creating a “Monthly Essentials” list. Then save yourself so much time, save mental energy, stick to a shopping budget, and save money for years to come. 

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This episode will help you if you have been wondering:
How do I stick to a budget?
How do I get organized?
How do I save mental energy as a single mom?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?




Click to Send Fan Mail

More description

This one-time, 20-minute  activity could save you hours! Get organized by creating a “Monthly Essentials” list. Then save yourself so much time, save mental energy, stick to a shopping budget, and save money for years to come. 

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This episode will help you if you have been wondering:
How do I stick to a budget?
How do I get organized?
How do I save mental energy as a single mom?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?




Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

[BONUS] This slightly off-topic bonus episode is an explanation of a practice that I used to finally release the negative emotions that would not leave me. I specifically used it to release anger and resentment. You could use to it to release any negative emotion: stress, worry, anxiety, sadness. If you have processed it, felt it, sat it in for long enough and are ready to let it go, this could be what you need.

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This episode will help you if you have been wondering:
How do I move forward with money?
How do I get unstuck?
How do I let go of worry?
How do I let go of guilt?
How do I let go of resentment?
How do I let go of anger?
How do I move on?
How can I move forward as a single mom?

Click to Send Fan Mail

More description

[BONUS] This slightly off-topic bonus episode is an explanation of a practice that I used to finally release the negative emotions that would not leave me. I specifically used it to release anger and resentment. You could use to it to release any negative emotion: stress, worry, anxiety, sadness. If you have processed it, felt it, sat it in for long enough and are ready to let it go, this could be what you need.

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This episode will help you if you have been wondering:
How do I move forward with money?
How do I get unstuck?
How do I let go of worry?
How do I let go of guilt?
How do I let go of resentment?
How do I let go of anger?
How do I move on?
How can I move forward as a single mom?

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

My mission is for you to have less stress and more freedom, right? Well that doesn't just magically happen because you get your money in order. Money has a big part in your stability and your peace, but there are other things you have to let go of as well.

This is a conversation about how to let go of worry, how to release resentment, how to stop feeling guilty, and even how letting go of clutter is important too.

What's the point in moving forward with money while these other huge things are holding us back?
-------------------------------
Link to the Book of Joy
-------------------------------
My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity
-----------------------------
This episode will help you if you have been wondering:
How do I stop worrying?
How do I release anger?
How do I release resentment?
How do I stop feeling guilty?
How do I get unstuck?



Click to Send Fan Mail

More description

My mission is for you to have less stress and more freedom, right? Well that doesn't just magically happen because you get your money in order. Money has a big part in your stability and your peace, but there are other things you have to let go of as well.

This is a conversation about how to let go of worry, how to release resentment, how to stop feeling guilty, and even how letting go of clutter is important too.

What's the point in moving forward with money while these other huge things are holding us back?
-------------------------------
Link to the Book of Joy
-------------------------------
My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity
-----------------------------
This episode will help you if you have been wondering:
How do I stop worrying?
How do I release anger?
How do I release resentment?
How do I stop feeling guilty?
How do I get unstuck?



Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

Sticking to a budget is a lot about having a mindset for it. You know you are doing what’s best, you know you are reaching your goals, you have a vision of your future, and that’s what keeps you going. So today I have a few unexpected places to help you with this mindset.
We discuss:

1. Minimalism
2. The Library
3. The Yoga Mat
4. Cleaning your drawers
5. Documentaries
6. Curating your social media
7. Being present in your everyday actions
8. Listening and subscribing

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.

…That’s the budget effect! And this is the budget effect podcast.

Link to Soul Mother Podcast: How Minimalism eased my single mom journey
Link to Joshua Becker's Book: The More of Less

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This podcast will help you if you have been wondering:
How do I stick to a budget?
How do I stick to a budget with kids?
How to budget?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?

Click to Send Fan Mail

More description

Sticking to a budget is a lot about having a mindset for it. You know you are doing what’s best, you know you are reaching your goals, you have a vision of your future, and that’s what keeps you going. So today I have a few unexpected places to help you with this mindset.
We discuss:

1. Minimalism
2. The Library
3. The Yoga Mat
4. Cleaning your drawers
5. Documentaries
6. Curating your social media
7. Being present in your everyday actions
8. Listening and subscribing

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.

…That’s the budget effect! And this is the budget effect podcast.

Link to Soul Mother Podcast: How Minimalism eased my single mom journey
Link to Joshua Becker's Book: The More of Less

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This podcast will help you if you have been wondering:
How do I stick to a budget?
How do I stick to a budget with kids?
How to budget?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?

Click to Send Fan Mail

Extract Knowledge
Listen elsewhere

This is not about being "cheap" or "stingy". It's not about rules and lack. It's about being intentional. I'm not going to say you can never buy these things. I'm just saying that your current money goal is definitely more important than anything on this list.

 So if you have been wondering:
How do I stick to a budget?
How do I stick to a budget with kids?
How to budget?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?
Then this episode is for you.

Here's a YouTube Video from Dawn the Minimal Mom on Toys. It's not the one I was talking about, but it discusses the fact that kids don't need toys. Are Toys Doing More HARM than GOOD?🤔🚗 (Simplifying Toys Series Ep. 13) (youtube.com)

My mission is to help busy moms or even single moms learn how to create and stick to a plan for their money that they believe in and love so that they can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Click to Send Fan Mail

More description

This is not about being "cheap" or "stingy". It's not about rules and lack. It's about being intentional. I'm not going to say you can never buy these things. I'm just saying that your current money goal is definitely more important than anything on this list.

 So if you have been wondering:
How do I stick to a budget?
How do I stick to a budget with kids?
How to budget?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?
Then this episode is for you.

Here's a YouTube Video from Dawn the Minimal Mom on Toys. It's not the one I was talking about, but it discusses the fact that kids don't need toys. Are Toys Doing More HARM than GOOD?🤔🚗 (Simplifying Toys Series Ep. 13) (youtube.com)

My mission is to help busy moms or even single moms learn how to create and stick to a plan for their money that they believe in and love so that they can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @soulmothercommunity

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There are different ways to budget out there, and my mission is to help you create and stick to a budget that you love. Today I want to tell you that having a GOAL-FOCUSED money plan can be very motivating and very rewarding. It just might be the tweak in your budget you need to actually begin moving forward with money.
So if you have been wondering:
What should my money goal be?
And then how do I budget for my goal?
Then how do I stick to that budget throughout the month?
Then this episode is for you.

My mission is to help busy moms or even single moms learn how to create and stick to a plan for their money that they believe in and love so that they can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Click to Send Fan Mail

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There are different ways to budget out there, and my mission is to help you create and stick to a budget that you love. Today I want to tell you that having a GOAL-FOCUSED money plan can be very motivating and very rewarding. It just might be the tweak in your budget you need to actually begin moving forward with money.
So if you have been wondering:
What should my money goal be?
And then how do I budget for my goal?
Then how do I stick to that budget throughout the month?
Then this episode is for you.

My mission is to help busy moms or even single moms learn how to create and stick to a plan for their money that they believe in and love so that they can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Click to Send Fan Mail

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If you are coming into some money from your tax refund or an inheritance or any other means, then CoNgRaTuLaTiOnS! I'm glad you are deciding to do something smart that will MOVE YOU FORWARD. 
In this episode I'll give you 3 ways to use it to get your foundations right, and a 4th way that just might be right for a busy mom starting your financial journey if you need a little grace and a little help.

My mission is to help busy moms or even single moms learn how to create and stick to a plan for their money that they believe in and love so that they can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @budgeteffectpodcast




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If you are coming into some money from your tax refund or an inheritance or any other means, then CoNgRaTuLaTiOnS! I'm glad you are deciding to do something smart that will MOVE YOU FORWARD. 
In this episode I'll give you 3 ways to use it to get your foundations right, and a 4th way that just might be right for a busy mom starting your financial journey if you need a little grace and a little help.

My mission is to help busy moms or even single moms learn how to create and stick to a plan for their money that they believe in and love so that they can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @budgeteffectpodcast




Click to Send Fan Mail

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Sometimes people think a budget limits us, but actually the opposite is true. A budget is putting money toward what we value, and choosing NOT to spend money on what we don’t value. It is a tool to get us to financial stability, financial freedom, debt free life, and intentional living in a life we’ve created and curated. 

In this episode: 

  1. Why it’s important to know what you value
  2. How to figure out what you value
  3. How to build a budget around your values

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is the budget effect podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @soulmothercommunity



Click to Send Fan Mail

More description

Sometimes people think a budget limits us, but actually the opposite is true. A budget is putting money toward what we value, and choosing NOT to spend money on what we don’t value. It is a tool to get us to financial stability, financial freedom, debt free life, and intentional living in a life we’ve created and curated. 

In this episode: 

  1. Why it’s important to know what you value
  2. How to figure out what you value
  3. How to build a budget around your values

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is the budget effect podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @soulmothercommunity



Click to Send Fan Mail

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Maybe you don't feel like you can go all in on investing or estate planning or even budgeting (my heart hurts with that one). Maybe you don't have your 401K in order quite yet. But if you're wondering: "Where can I start with personal finance?" What are the basics? I've created a list of four basics you should work toward for financial wellness. Listen in as we discuss. 

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is the budget effect podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @soulmothercommunity


Links
Basic Health for Busy Moms Episode


Click to Send Fan Mail

More description

Maybe you don't feel like you can go all in on investing or estate planning or even budgeting (my heart hurts with that one). Maybe you don't have your 401K in order quite yet. But if you're wondering: "Where can I start with personal finance?" What are the basics? I've created a list of four basics you should work toward for financial wellness. Listen in as we discuss. 

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is the budget effect podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @soulmothercommunity


Links
Basic Health for Busy Moms Episode


Click to Send Fan Mail

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If you're wondering "Why should I invest for retirement right now?" or "How do I save for retirement?" or "When should I start investing for retirement?"
Girl, please listen to this episode!
We talk about the foundations of being a happy, healthy mother and woman - and part of that is having security and stability. We want our future-self to have freedom and choices. And our compound interest system is just too good to miss!
Something else too good to miss? This episode!

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is the budget effect podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Click to Send Fan Mail

More description

If you're wondering "Why should I invest for retirement right now?" or "How do I save for retirement?" or "When should I start investing for retirement?"
Girl, please listen to this episode!
We talk about the foundations of being a happy, healthy mother and woman - and part of that is having security and stability. We want our future-self to have freedom and choices. And our compound interest system is just too good to miss!
Something else too good to miss? This episode!

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is the budget effect podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Click to Send Fan Mail

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If you want to learn how to stick to a budget, just like everything, we need to make it as simple as possible. 

In this episode, I will give you 3 tips for making your household budget easier to stick to. 

1. One way to pay

2. Automate EVERYTHING

3. Get your PAPER CLUTTER under control. 

That's right, we discuss paper clutter too. 

If you are a busy mom and you want to pay off debt, save for your future, live within your budget, then we have to make it simple. 

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.

…That’s the budget effect! And this is the budget effect podcast. Click follow now!

Erin Britt is the host and can be found on Instagram @soulmothercommunity









Click to Send Fan Mail

More description

If you want to learn how to stick to a budget, just like everything, we need to make it as simple as possible. 

In this episode, I will give you 3 tips for making your household budget easier to stick to. 

1. One way to pay

2. Automate EVERYTHING

3. Get your PAPER CLUTTER under control. 

That's right, we discuss paper clutter too. 

If you are a busy mom and you want to pay off debt, save for your future, live within your budget, then we have to make it simple. 

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.

…That’s the budget effect! And this is the budget effect podcast. Click follow now!

Erin Britt is the host and can be found on Instagram @soulmothercommunity









Click to Send Fan Mail

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Are you tracking your spending throughout the month? This is a step a lot of people skip, but according to science, you are more likely to meet your money goals if you assess your progress along the way. 

In this episode we will cover what tracking your spending looks like, and how you can do it as a busy mom who has a lot on her shoulders already.

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Follow/subscribe today.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Click to Send Fan Mail

More description

Are you tracking your spending throughout the month? This is a step a lot of people skip, but according to science, you are more likely to meet your money goals if you assess your progress along the way. 

In this episode we will cover what tracking your spending looks like, and how you can do it as a busy mom who has a lot on her shoulders already.

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Follow/subscribe today.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Click to Send Fan Mail

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If you want to start a household budget, but you just don't know where to begin, this is the episode for you.

The first step you can take when wondering "How to I start a budget?"  is to GET CLEAR with your financial situation. In this episode, I'll tell you four steps you can take to get clear and get started. Plus, I'll give you one powerful extra credit assignment. 

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Welcome in.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Click to Send Fan Mail

More description

If you want to start a household budget, but you just don't know where to begin, this is the episode for you.

The first step you can take when wondering "How to I start a budget?"  is to GET CLEAR with your financial situation. In this episode, I'll tell you four steps you can take to get clear and get started. Plus, I'll give you one powerful extra credit assignment. 

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Welcome in.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Click to Send Fan Mail

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I thought I was being responsible with money, until I fixed these four mistakes. After fixing these mistakes, I paid off thousands of dollars in debt, saved for a downpayment on a home, bought a van with cash

Fixing these four mistakes moved me ahead so much faster. Now I want YOU to fix these mistakes too so that you can move forward and reach all your money goals. 

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Welcome in.

Erin Britt is the host and can be found on Instagram @soulmothercommunity



Click to Send Fan Mail

More description

I thought I was being responsible with money, until I fixed these four mistakes. After fixing these mistakes, I paid off thousands of dollars in debt, saved for a downpayment on a home, bought a van with cash

Fixing these four mistakes moved me ahead so much faster. Now I want YOU to fix these mistakes too so that you can move forward and reach all your money goals. 

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Welcome in.

Erin Britt is the host and can be found on Instagram @soulmothercommunity



Click to Send Fan Mail

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We know we are supposed to budget our money. But what we didn't realize is that budgeting our money can have mind blowing effects BEYOND just our money. That's the Budget Effect! 
Your action steps for today are: 
1. Listen in.
2. Follow Show. 
3. Get started! 

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We know we are supposed to budget our money. But what we didn't realize is that budgeting our money can have mind blowing effects BEYOND just our money. That's the Budget Effect! 
Your action steps for today are: 
1. Listen in.
2. Follow Show. 
3. Get started! 

Click to Send Fan Mail

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My mission has been to help busy moms move forward by focusing on self-care, systems and rhythms in your home, and your money. I'm going to tell you where I'm going from here. 

We talk about minimalism, simplicity, mindset, and how to create a budget. How to stick to a budget. 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut



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My mission has been to help busy moms move forward by focusing on self-care, systems and rhythms in your home, and your money. I'm going to tell you where I'm going from here. 

We talk about minimalism, simplicity, mindset, and how to create a budget. How to stick to a budget. 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut



Click to Send Fan Mail

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How do you get back into budgeting after it's been a while? In this episode we unpack the list of difficulties with getting back into budgeting. 

I help busy moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Connect with us on instagram @soulmothercommunity 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut



Click to Send Fan Mail

More description

How do you get back into budgeting after it's been a while? In this episode we unpack the list of difficulties with getting back into budgeting. 

I help busy moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Connect with us on instagram @soulmothercommunity 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut



Click to Send Fan Mail

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In this episode we talk about why these 4 aspects of basic health are important. But the main ideas you'll come away with are small steps and habits you can build to make your health a priority. 

 I bring positivity and support to moms who have too much on their shoulders. Let's get your life simplified and systemized while taking care of YOU. 

EP 23 is the TIME BLOCKING episode that I mention. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

More description

In this episode we talk about why these 4 aspects of basic health are important. But the main ideas you'll come away with are small steps and habits you can build to make your health a priority. 

 I bring positivity and support to moms who have too much on their shoulders. Let's get your life simplified and systemized while taking care of YOU. 

EP 23 is the TIME BLOCKING episode that I mention. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

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Do you have a New Year Resolution? Do you need one? In this episode we talk about why you should have one and how to actually make it stick! 

I bring positivity and support to moms who have too much on their shoulders. Let's get your life simplified and systemized while taking care of YOU.

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Click to Send Fan Mail

More description

Do you have a New Year Resolution? Do you need one? In this episode we talk about why you should have one and how to actually make it stick! 

I bring positivity and support to moms who have too much on their shoulders. Let's get your life simplified and systemized while taking care of YOU.

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Click to Send Fan Mail

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Do you have a New Year Resolution? Do you need one? In this episode we talk about why you should have one and how to actually make it stick! 

I bring positivity and support to moms who have too much on their shoulders. Let's get your life simplified and systemized while taking care of YOU.

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

More description

Do you have a New Year Resolution? Do you need one? In this episode we talk about why you should have one and how to actually make it stick! 

I bring positivity and support to moms who have too much on their shoulders. Let's get your life simplified and systemized while taking care of YOU.

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

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Do you ever feel like you just don't have time in the day for what you really want to do? Let's get clear about the time you do have and use it wisely. In this episode, I will tell you how I gained 3 and a HALF HOURS back in my day to focus on what my family and I needed. I talk about floofy mindset shifts and nerdy math that helped get me what I needed. You can do it too! 

I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

More description

Do you ever feel like you just don't have time in the day for what you really want to do? Let's get clear about the time you do have and use it wisely. In this episode, I will tell you how I gained 3 and a HALF HOURS back in my day to focus on what my family and I needed. I talk about floofy mindset shifts and nerdy math that helped get me what I needed. You can do it too! 

I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

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In this episode we talk about a way to unwind and reset after work and transition into your night with the kids. This 8-minute ritual is GOLD! 

I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

More description

In this episode we talk about a way to unwind and reset after work and transition into your night with the kids. This 8-minute ritual is GOLD! 

I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

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I was asked recently how I do it all as a single mom. After I told her that I don't do it all (hahaha), I got to thinking about how I got past that stage of crushing overwhelm and got to this joyful, peaceful place of contentment. 

I think it's because I needed (and found) these 5 things: 

1. I needed love. 

2. I needed to find myself. 

3. I needed to release...like a lot...of physical and mental stuff.

4. I needed systems in my home. 

5. I needed a win. 

I talk about all these things on today's episode. I hope you enjoy it. :)

I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

More description

I was asked recently how I do it all as a single mom. After I told her that I don't do it all (hahaha), I got to thinking about how I got past that stage of crushing overwhelm and got to this joyful, peaceful place of contentment. 

I think it's because I needed (and found) these 5 things: 

1. I needed love. 

2. I needed to find myself. 

3. I needed to release...like a lot...of physical and mental stuff.

4. I needed systems in my home. 

5. I needed a win. 

I talk about all these things on today's episode. I hope you enjoy it. :)

I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

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