Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income

In this episode, I’m sharing 3 practical ways to focus on what matters most in your budget — so your money can support the life you actually want to live. We’ll talk about budgeting for your values, being intentional with your spending, and creating a realistic plan that works in real life.

If you’re tired of wondering where your money went and want less stress, more freedom, and a budget that reflects what truly matters to you, this episode is for you.

MY CURRENT OFFERS:

🎉🎉NEW!! 8 Week Program:  The Household Money System :🎉🎉 This 8-week program takes you step-by-step through the process of organizing your money including how to develop a year plan and monthly budget tailored to your lifestyle goals while tracking spending in real time. You'll get the tools and instruction to do each step on your own time. And you'll have access to Erin to ask questions get ideas. 

Your new system will get you organized, consistent, and in control of your money.

Ep 90: Three steps to financial stability in your household (Erin talks about building and using an intentional savings)

🎉Grab your free Household Money Snapshot

🎉Free Spending Audit - click here!

Let's connect:

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You don’t need more motivation—you need habits that actually stick.

In this episode, I’m breaking down 4 science-backed strategies for building better money habits using research from neuroscientist Andrew Huberman.

If you’ve ever:

•  started budgeting and then fallen off 
•  struggled to stay consistent with tracking your spending 
•  or felt like your habits just won’t stick… 

this episode will help you understand why—and what to do differently.

We’re talking about:

•  the 21-day habit method (and why you don’t need to be perfect) 
•  how timing your habits throughout the day makes them easier 
•  why sleep plays a bigger role in your finances than you think 
•  how visualization can actually train your brain to follow through 
•  and how to “hook” new habits onto ones you’re already doing (even the bad ones) 

By the end, you’ll have a simple, realistic plan to start building money habits that feel doable—and actually last.

Huberman Lab Podcast

🎉Grab your free Household Money Snapshot

🎉Free Spending Audit - click here!

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We're breaking down 3 action steps to become and feel financially stable — without overcomplicating it or trying to do everything perfectly.

We’re focusing on the foundation:

•  Know your true spending number
•  Build the right kind of savings 
•  Stay consistent with simple money check-ins 

🎉Grab your free Household Money Snapshot

🎉Free Spending Audit - click here!

Let's connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com 

Click to Send Fan Mail

 Money problems aren’t just one thing. 

In this episode, I break down the 3 parts of your money system so you can finally figure out what’s actually holding you back—and what to do about it. 

This episode is for you if:

•  You’ve made a budget… but it’s not working 
•  You feel stressed about money even when you should be okay 
•  You don’t know where your money is going 
•  You keep overspending, even when you don’t want to 

What you’ll walk away with:

•  A clear understanding of the 3 parts of your money system
•  The ability to identify your exact problem area (instead of guessing) 
•  Simple next steps to start fixing it today
•  More clarity, less stress, and a plan that actually makes sense 

🎯 Your next step:

Pick ONE part of your money system to focus on this week—and take action.

Links mentioned in the episode: 

🎉Grab your free Household Money Snapshot

🎉Free Spending Audit - click here!

If this episode helped you, I’d love to hear what stood out to you 💛
 Send me a message or share it on Instagram!

Click to Send Fan Mail

Life got busy, I hit burnout, and I built systems to get back on track. 

I’m sharing my reset and what’s coming next—new episodes start Tuesday! 

So glad you're here! 

Let's connect:

Instagram: @budgeteffectpodcast

Email: hello@thebudgeteffect.com 

Click to Send Fan Mail

A year plan helps you zoom out and see all your money at once, not just month to month. When you do that, a few powerful things happen:

• You gain clarity around what you’re actually capable of in a year
• You can set realistic goals for saving, investing, vacations, and self-care
• You understand why money feels tight — and what to adjust

In this episode, I walk you through:

• What a year plan is (and what it’s not)
• How to create one using your monthly numbers
• Why it’s especially helpful if you’re draining savings or relying on credit cards
• How it improves decision-making and reduces stress
• Why I hated my year plan at first — and why I’m so glad I stuck with it

A year plan might give you a little discomfort at first — but on the other side is less stress, more freedom, and better decisions all year long.

Links to Old Episodes:

4 easy habits you need if you want to save money

53// Why I hated a Yearly Budget 

FREE RESOURCES: 

🎉Free Household Money Snapshot

🎉Free Spending Audit Spreadsheet and Directions

Let's connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com 

Click to Send Fan Mail

Thinking about new money goals — or just want to feel less stressed and more in control? 

These 6 reflection prompts will help you reset your finances in a way that actually fits your life. 

They’re not ONLY about crunching numbers (although we crunch a few).

They’re about making sure your money is working for your real life, your values, and the things that matter most. 

Free Resources: 

🎉Free Household Money Snapshot

🎉Free Spending Audit Spreadsheet and Directions

Click to Send Fan Mail

Do you feel like budgeting only “works” when life is calm and organized?
 In this episode, we’re talking about why consistency matters more than perfection — and how to keep moving forward with your money even when life feels messy.

I walk you through the three core habits of a solid budget routine and what consistent (not perfect) action actually looks like in real life:

• Setting up your zero-balance budget — even if you’re late or behind
• Tracking your spending so you know what’s working (and what’s not)
• Moving money toward your goals — even if it’s just a few dollars

You’ll learn how these small, repeatable actions help you:

• Reduce stress and money anxiety
• Get out of survival mode and into progress
• Build momentum toward savings, debt payoff, and future goals

You don’t need to do this perfectly.
 You just need to keep showing up.

🎉Free resource🎉: Grab the Household Money Snapshot — the exact tool I use with my clients to help them get their finances organized and set up a zero-balance budget. Click Here.

💪 Do you want my help? 💪

My budget course gives you the tools and guidance you need. Click Here. 

Let's connect:

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Email hello@thebudgeteffect.com 

Click to Send Fan Mail

Do you want to feel more in control of your household finances?
In this episode, I’m giving you the 3 habits that make budgeting easier, calmer, and more consistent. This episode walks you through the three simple habits that keep your budget running smoothly—just like a good morning routine.

These habits are the foundation of a budget you can actually stick to, even when life feels busy or chaotic.

Other episodes mentioned in the show: 

• More on creating "buffers" in your budget: 🎧 Episode 69: Do you have to be 'Type A' to budget?
• Routine Habit 3: 🎧Episode 73: How to plan ahead in your budget

🎉Free guide🎉

Want a clear picture of your household finances? Grab my free Household Money Snapshot

💪 Do you want my help? 💪

My budget course gives you the tools and guidance you need. 

Let's connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com 

Click to Send Fan Mail

If you’re tired of overspending — whether you never stick to your plan or you blow your budget on random Tuesday trips — this episode gives you four simple “batching” strategies to keep your spending under control.

You’ll learn how to batch:

• Monthly essentials so you stop making extra trips (and extra purchases).
• Seasonal clothing so you only buy what you truly need.
• Gift giving (holidays + kid birthdays) so you stop forgetting what you already bought.
• Groceries so you avoid impulse buys and over-the-top shopping.

Batching helps you spend on purpose instead of on autopilot — giving you more freedom, less stress, and money for what matters most.

🎉Grab your free Budget School JUMPSTART.

💪 Do you want my help? 💪

My budget course gives you the tools and guidance you need. 

Let's connect:

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Unexpected bills? Kids’ expenses piling up? I get it. Even on my single-income teacher’s salary, I’m still saving money every month—and it’s because of these 4 simple habits.

In this episode, I’ll show you the easy, everyday things you can start doing to finally keep more of your money without cutting all the fun out of your life.

Simple habits. Real savings. You can do this.

🎉Grab your free Budget School JUMPSTART.

💪 Do you want my help? 💪

My budget course gives you the tools and guidance you need. 

Let's connect:

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Email hello@thebudgeteffect.com 

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Think your budget keeps failing because you’re “bad with money”? Nope.
 It might actually be because you haven’t eaten enough kale… seriously.

In this episode, we pull back the curtain on all the non-money habits that impact your spending—your schedule, your energy, your clutter, your routines, and (yes) what’s happening in your fridge. You’ll learn why budgeting isn’t just tracking numbers; it’s about managing your life so you can follow your budget.

In this episode you’ll learn:

• Why your busy schedule might be sabotaging your money plan
• How clutter, stress, mental load, decision fatigue, and lack of sleep affect overspending
• The surprising connection between self-care (like eating kale) and sticking to a budget
• Why you might not need a new budgeting method—you might need a new habit
• How to identify the one thing that throws you off financially

You’ll walk away with:
➡️ Awareness of what’s really causing overspending
➡️ Permission to stop saying “I’m bad with money”
➡️ One simple habit to focus on that will get your budget back on track

Because sometimes sticking to your budget starts with taking care of the rest of your life.

🎉🎉🎉Stop wasting time and get started with your budget today! Click here for the FREE Budget Jumpstart. 

💪 Do you want my help? 💪

My budget course gives you the tools and guidance you need. 

Let's connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com 

Click to Send Fan Mail

🎅Link to HOLIDAY PLANNER 

The holidays are coming — but you don’t have to rush or stress this year. In this episode, Erin helps you get ahead now so you can feel calm, organized, and financially prepared when the season arrives.

You’ll walk through how to plan your time, money, and mindset in advance — so you can be present with your kids and actually enjoy the holidays.

💡 What You’ll Learn

• How to start future-thinking with your holiday budget and calendar
• The first steps to take with your money and time before the season begins
• How to list, plan, and price out gifts, events, and expenses
• The importance of deciding early — meals, parties, travel, and more
• How to align your plans with how you actually want to feel this holiday season: simple, well, and festive
• Ideas for simplifying, delegating, and protecting your energy and time
• How to use backwards planning to make sure everything gets done calmly

3-Part Holiday Planner – brainstorm ideas, budget your spending, and plan your weeks backwards
👉 Grab it here

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Welcome to Part 2 of our KIDS and MONEY series. 

Here's a link to Part 1 - Episode 77. 

In this episode we cover: 

• How to do allowance with your kids
• How to teach kids to be patient when they want something
• How to budget with kids at any age
• How to help our children deal with marketing, consumption, and comparison

It's filled with practical steps to helping your kids develop healthy money habits and mindsets! 

Give Emily a follow on Instagram @RaisingLittleMillionaires. 

Click to Send Fan Mail

🎉Grab your free Budget School JUMPSTART.

Ever notice how your thoughts about money shape your results? In this episode, Erin breaks down two powerful ways of thinking about your household money: “if” and “because.”

Are you telling yourself:

• “I’ll stick to my budget if everything goes smoothly”?
• “I’ll save if there’s anything left over”?

Or are you shifting toward:

• “I’ll stay consistent because I want freedom”?
• “I’ll save because it matters to my family’s future”?

This small mindset shift changes everything. When you start leading with “because,” you stop waiting for perfect conditions and start creating the results you want — saving money, paying off debt, and building financial peace in your household.

✨ In this episode, you’ll learn:

• The difference between “if” and “because” thinking (and how to spot yours)
• How your mindset affects consistency, savings, and debt payoff
• Practical examples to help you shift into “because” thinking this week
• Why your money follows your mindset

🎯 Your challenge: Notice where you’re living in your “if” — and start stepping into your “because.”

Let's connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com 

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In this episode, I sit down with Emily from @RaisingLittleMillionaires to talk about how to teach kids about money in practical ways. We’re already teaching them about money—whether we realize it or not—through our habits and conversations. Let’s do it better!

We cover the 3 essential money mindsets to teach at home:

1. Split it before you spend it – give kids real practice with saving and spending.
2. Make spending hard and saving easy – set up guardrails like cash or prepaid cards, and automate savings when possible.
3. Know where your money goes – teach kids to track their spending and review it regularly.

This is part one of a 3 part series. 

For more practical tips from Emily, follow her on Instagram: @RaisingLittleMillionaires.

Let's connect:

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🎉Grab your free Budget School JUMPSTART.

If you leave your money sitting in your checking account, it’s going to get spent — just like cookies left out on the counter.

In this episode, I’ll share three powerful reasons you need to move your money forward.

You’ll learn how moving money helps you protect it from impulse spending, make faster progress toward your goals, and be prepared when future needs or wants come up.

Whether you’re paying off debt, saving for something big, or just trying to stay consistent, this episode will show you why where you put your money matters — and how to start moving it with purpose.

Let's connect:

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🎉Grab your free Budget School JUMPSTART.

What do you do when you need to add a new expense but your budget already feels maxed out? Recently, I did just that.

In this episode, I walk through the steps I took to make it work:

• Figuring out the true cost (monthly and yearly)
• Testing it in my budget and year plan
• Deciding what categories I was—and wasn’t—willing to cut
• Adjusting amounts until everything fit

If you’ve ever tried to fit a new cost into your budget—whether that’s kids’ activities, a car payment, or higher rent—this process will help you approach it with clarity instead of stress.

Episodes mentioned: 

66// What is a Zero-Balance Budget? Plus 11 reasons it will work for you.

26// How to budget for self-care | Building a sinking fund for your personal wants and needs

53// Why I Hated a Yearly Budget (But You Might Love It!)

Let's connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com 

Click to Send Fan Mail

🎉Grab your free Budget School JUMPSTART.

📋 BUDGET SCHOOL coming soon.  

When I launched The Budget Effect podcast, I started with four powerful effects of budgeting that completely transformed my life and finances. A year and a half later, do I still stand by them? Spoiler alert: yes—but I’ve also discovered even more life-changing benefits along the way.

In this episode, I’m reflecting on what happens when you go beyond “just paying bills” and step into intentional money management with a zero-balance budget. We’ll talk about:

• Why your money actually goes further when you budget (and how to avoid feeling limited).
• How budgeting not only helps you reach goals—but also clarifies what goals matter most.
• The way budgeting uncovers your true core values and allows you to live more intentionally.
• Why confidence, peace, and joy grow as you gain control of your money.
• And the surprising ripple effects budgeting has on your household routines, organization, and even stress levels.

If you’ve ever wondered what a budget could really do for your life beyond dollars and cents, this episode will encourage you to see it as the foundation for freedom, stability, and joy.

Let's connect:

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Email hello@thebudgeteffect.com

Click to Send Fan Mail

🎉Grab your free Budget School JUMPSTART.

📋 BUDGET SCHOOL coming soon.  

Are you only thinking about right now when you budget—just making it through the week or the month? Or maybe you’re swinging the other way, thinking about retirement decades from now but not sure how you’ll cover next season’s expenses.

In this episode, I’m introducing you to something I call the Ladder of Future Thinking—a simple way to look ahead in your budget without feeling overwhelmed. I’ll walk you through how to plan for:

• Within the month: Making adjustments so your budget actually works
• Season to season: Saving for the things you know are coming
• Year to year: Preparing for annual expenses and big goals
• Multiple years ahead: Setting yourself up for stability, freedom, and less stress

Because budgeting isn’t just about being organized—it’s about creating stability, building wealth, and having the freedom to say “yes” when you want to.

Let's connect:

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🎉Grab your free Budget School JUMPSTART.

📋 BUDGET SCHOOL coming soon.  

Ever find yourself in a low-vibe state —you’re frustrated with your progress, comparing yourself to others, or tempted to spend money just to feel better? You’re not alone, and you don’t have to stay stuck.

In this episode of The Budget Effect, we’re talking about what to do when discontent creeps in—especially when it’s tied to money, material things, or not being as far along as you thought you’d be by now. I share my own recent experience with feeling uninspired and how I turned things around, along with 4 practical steps you can use to reset your mindset and your money habits.

Here’s what you’ll learn:

• Why discontent shows up (even when you’re normally grounded and grateful).
• How comparison and external pressure can derail your mindset and your budget.
• 4 ways to shift out of a low-energy state

If you’ve been feeling off, frustrated, or just “bleh,” this episode will help you feel lighter, more intentional, and more in control of your money and your mindset.

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com 

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🎉Grab your free Budget School JUMPSTART.

📋 BUDGET SCHOOL coming soon.  

This episode is part quiz, part game, and totally eye-opening. We're playing a special version of Would You Rather—not the kind your kids play, but one designed to help you figure out what you truly value when it comes to spending, saving, and planning your life.

Do you crave adventure and experiences… or cozy nights and a home you love? Are you pinning travel inspo or garden vibes?

By the end of this episode, you’ll have a better sense of what really lights you up—so you can build a budget that actually supports the life you want, not the one you think you should want.

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com 

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🎉Grab your free Budget School JUMPSTART.

📋 BUDGET SCHOOL coming soon.  

Have you ever stuck to your budget for a few months, hit a savings goal, or paid off a credit card—and then celebrated by spending money that set you right back? 😬 You're not alone, and you're not doing it wrong… but there is a better way.

In this episode, we’re talking about how to reward yourself in ways that actually support your financial progress instead of sabotaging it. 

You'll hear:

•  real-life examples
• mindset shifts
• four practical strategies for building celebration into your budget—without guilt, credit card debt, or backtracking.

Let's connect:
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Email hello@thebudgeteffect.com 

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Short answer? Absolutely not.

In this episode, we’re breaking down the stereotypes around Type A and Type B personalities—and how both types can thrive with budgeting. Whether you love color-coded spreadsheets and a perfect plan (hello, Type A!) or you’re more go-with-the-flow and creative (hi, Type B!), budgeting can still work for you.

We’ll look at:

• The typical traits of Type A vs. Type B people
• How both personality types can shine in their financial journey
• What budgeting habits might feel easier—or harder—for each
• And advice for building a budget that fits who you are

Because here’s the truth: you don’t have to change your personality to manage your money well. You just need a system that honors the way you naturally think and live.

💬 Listen to this episode to answer:

• What parts of budgeting already match your personality?
• Where do you tend to get stuck?
• What can you do to make budgeting feel more you?

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🎉Grab your free Budget School JUMPSTART.

📋 BUDGET SCHOOL coming soon.  

We go through different stages in our lives, and of course our budget is going to look different throughout those different seasons. 

In today’s episode we are going to talk about two of those different seasons: 

before debt-free 

and 

after debt-free. 

Are there different methods? Different goals? Different motivations?

And what should always stay the same?

That's what we'll cover in this episode.  

Let's connect:
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Email hello@thebudgeteffect.com 

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🎉Grab your free Budget School JUMPSTART.

📋 BUDGET SCHOOL coming soon.  

Smart budgeting means we’re thinking ahead. In this episode, we’re talking all about budgeting for school-related expenses before the chaos hits.

I’ll walk you through handling school activity costs throughout the year and why I keep a school category in my budget even during summer break.

You’ll learn how to:

• Decide whether you need a separate line for school activities in your budget
• Use the summer months to build up a school shopping fund
• Handle leftover money in that category the smart way
• Set up a simple system (even if it’s just cash in an envelope!)
• Be resourceful with used supplies and organize what you already have

Whether you’re a budgeting beginner or looking to upgrade your system, this episode will help you stay ahead of school costs without the stress.

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🎉Grab your free Budget School JUMPSTART.

📋 BUDGET SCHOOL coming soon.  

What if your budget could make you feel supported instead of stressed? In this episode, I explain exactly what a zero-balance budget is — and why it’s helped so many people feel more in control, more clear, and more confident with their money. 

This short teaching episode is perfect if you’re new to budgeting or if you've been trying to budget but keep feeling stuck. I’ll give you a clear, simple definition of what a zero-balance budget is — and then I’ll walk you through 12 reasons why I believe this method really works. From clarity and flexibility to confidence and momentum, this approach has changed the way I handle money. If you're ready to move forward with your money, this is the place to start.

Listen to the Episode to Answer These Questions:

• What does it actually mean to “give every dollar a job”?
• How does a zero-balance budget help reduce stress?
• Why does this method work even if your income changes?
• What’s one small step you can take today to get started?

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📋 BUDGET SCHOOL coming soon. Join the Insider Access Club. 

🎉Grab your free Budget School JUMPSTART.

 ⬇️⬇️⬇️ What's in this episode? ⬇️⬇️⬇️

If you've fallen off track with your budget—whether it's overspending, disorganization, or just not paying attention—this episode is for you. I’m giving you three simple steps to hit reset and get your budget back on track.

In this episode, you’ll learn:

• How to assess where you’re at and stop the financial overwhelm.
• Practical steps to regroup and make a plan moving forward.
•  How to get back to your budgeting system (or start one, if you don’t have one yet!). 

It’s time to take control and get your budget back in line with your goals. Tune in to get the guidance and clarity you need to reset and move forward with confidence.

🎉🎉Do you want me to come into your email with the FREE JUMPSTART?  By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and insight into your current spending habits. Click here! 

Let's connect:
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Email hello@thebudgeteffect.com 

Click to Send Fan Mail

🎉Grab your free JUMPSTART.

In this episode, I’m sharing 3 things I am CERTAIN of when it comes to my money.

These certainties guide how I spend, save, and make financial decisions.

➡️But this isn’t just about me. I want YOU to identify what you are certain of when it comes to your money. I’ll be asking you questions to get you thinking! ⬅

Tune in to learn how being certain can guide your decisions and create lasting change in your financial life.

🎉🎉Do you want me to come into your email with the FREE JUMPSTART?  By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and insight into your current spending habits. Click here! 

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com 

Click to Send Fan Mail

🎉Grab your free JUMPSTART.

If you haven't started taking care of your finances yet, or if you need a little push to stick with it. Then listen in! 

In this episode we'll cover: 

Layer 1 of hidden costs: Sneaky money leaking away

Layer 2 of hidden costs: Mental, emotional, and relationship costs

Layer 3 of hidden costs: Missed opportunity costs

✨ Be the first to know when my Budget School course launches! Get on the waitlist here → CLICK HERE. 

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Email hello@thebudgeteffect.com 

Got a specific question you’d like me to answer on the show? Text it!

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🎉Grab your free JUMPSTART.

Summer doesn’t have to mean blowing your budget—or missing out on the fun. In this episode, we’re talking about how to be intentional with your time, money, and energy so you can create a summer full of memories and stay financially on track.

You’ll learn:

• How to prepare your finances now to create peace throughout the summer
• Two mindsets that will help your dollars stretch further
• How to find the right balance between fun and financial goals
• What routines to keep this summer to avoid feeling like everything’s falling apart

Whether you’re dreaming of a small getaway, navigating kids' sports schedules, or just trying to enjoy the season without the stress, this episode is for you.

✨ Be the first to know when my Budget School course launches! Get on the waitlist here → CLICK HERE. 

Let's connect:
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Email hello@thebudgeteffect.com 

Got a specific question you’d like me to answer on the show? Text it! 

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🎉Grab your free JUMPSTART.

They say: have an emergency fund, don't have credit card debt, and grow your money by investing. Those are three basic things. That's, that's not hard to understand, right? So what makes it hard to do? Ah ha! There is a missing step that people are not giving enough focus to. 

Some people aren't doing it at all. 

There is a missing step, and that is exactly what we are going to cover in this episode. 

✨ Be the first to know when my Budget School course launches! Get on the waitlist here → CLICK HERE. 

Let's connect:
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Email hello@thebudgeteffect.com 

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

🎉Grab your free JUMPSTART.

If you’ve ever felt like your money disappears too fast or you just can’t seem to get ahead, this episode is for you. Today I’m sharing 10 simple daily habits that will help your money go farther without a complete life overhaul. These habits are designed to become second nature—and they’re key to building a strong financial foundation.

We’ll talk about how to stop impulse spending, how to become more intentional with your money, and how to build the systems and mindset you need to start saving, paying off debt, having money ready for the things you need, and even investing.

These are the behind-the-scenes habits that most people don’t talk about—but they make a huge difference in your day-to-day financial life.

Whether you're just starting out with your budget or you've been working on your finances for a while, this episode will help you build habits that stick—and support the money goals you care about most.

✨ Be the first to know when my budgeting program launches! Get on the waitlist here → CLICK HERE. 

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com 

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

🎉Grab your free JUMPSTART.

Are you tired of feeling like your money is gone before you even know where it went? You’ve tried budgeting tips, cutting back, and searching for coupons, but something still feels off. 

The missing piece? A real household finance system—one that helps you organize your money like you organize your home. 

In this episode, I’ll walk you through

• the three keys to a strong financial system 
• and give you four simple steps you can take today to start building one. 

🎉Grab your free JUMPSTART.

Click to Send Fan Mail

What if tweaking the way you set up your budget could give you more wiggle room and even more momentum toward your goals? 

In this episode, I’m sharing two key strategies. 

The first creates space and grace in your budget. 

The second pushes you more aggressively toward your goals. 

Not everyone will agree with this approach, but my main point is this: your budget is a tool to get you what you want. It's YOURS - make it work for YOU.

If you're ready to build a solid budget foundation that works for you, be sure to check out my free Budget Foundations Jumpstart. It’s a step-by-step guide to help you get started with budgeting that makes sense for you and your life.

📌FREE RESOURCE: If you're ready to build a solid budget foundation that works for you, be sure to check out my free Budget Foundations Jumpstart. It’s a step-by-step guide to help you set up the foundational steps of a budget that makes sense for you and your life. Click the link!  

✨ Be the first to know when my budgeting program launches! Get on the waitlist here → CLICK HERE. 

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com 

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

Credit cards can be helpful or harmful—so how do you know if they fit into your budget? In this episode, we’re answering:

💳 Should you avoid credit cards altogether?
💳 How can you use them wisely without falling into debt?
💳 What’s the best way to track credit card spending in your budget?

✨Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com

Click to Send Fan Mail

It’s important to have a money goal. It’s important to have a system. But it’s also important to work on your money identity. If you want to reach your money goals - whatever they may be - then you should work on that foundational layer of your identity. 

-What do I mean by your money identity?

-How might this be holding you back from reaching your money goals right now?

-What kind of positive money identities are there?

-How can we take steps to improve our money identities?

Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Do you want more help? Click to tell me how you'd like me to help you.

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com

Did you know you can text the show? Unfortunately, I can't text back! ☹️ But I'd still love to hear from you. 

Click to Send Fan Mail

In this episode we'll break down the question: How long does it take to budget?

We include:

⌚How long does it take to set up your budget for the first time?
⌚How long does it take to write your budget each month?
⌚How much time do you need to engage with your budget throughout the month?
⌚What about a budget close-out?!
✨Plus 5 Bonus Tips to make it even smoother and faster! 

The result: It doesn't take that long! Get started with your budget today! 

📌 Free Resource: Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!  

✨ Be the first to know when my budgeting program launches! Get on the waitlist here → CLICK HERE. 

Let’s make this the year you confidently manage your household finances and move closer to the life you want.

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com 

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

Are Your Money Goals Being Held Back by Your Systems? Here’s How to Fix It

What if reaching your financial goals was as simple as opening a drawer, taking out a notebook, and putting it back? Sounds too easy, right? But tiny, intentional steps—repeated over time—are what actually create success. In this episode, I break down the power of small habits, inspired by Atomic Habits by James Clear, and how you can apply these principles to your budgeting and money management. Whether you're just starting out or refining your system, this episode will help you build momentum and finally make real progress toward your financial goals.

Listen to this episode to answer:

1. Why should you focus more on your system than your end goal?
2. How do small financial habits create massive change over time?
3. Why do successful money habits feel easy when set up correctly?
4. What steps can you take to create a financial system that supports your goals?

Resources & Connect With Me:

✨ Be the first to know when my budgeting program launches! Get on the waitlist here → CLICK HERE. 

📚 Atomic Habits by James Clear

📌 Free Resource: Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!  

Let’s make this the year you confidently manage your household finances and move closer to the life you want.

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com 

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

Everywhere I look, people are talking about how they’ve planned their entire budget for 2025—and I had to find out what that actually looks like! How do you plan a whole year’s worth of spending? How do you account for unexpected expenses? In this episode, I break down:

• What a yearly spending plan actually is and why some people swear by it.
• The two smart reasons you might want to try it.
• How to create one if you’re curious (even if it’s not January).
• Why I personally hated it, how it made me feel, and why I’m sticking with my month-to-month budgeting approach.

If you’ve ever felt overwhelmed by budgeting or wondered if you need to plan out an entire year in advance, this episode will give you a fresh perspective. Whether you love detailed plans or thrive on flexibility, I’ll help you find a budgeting style that works for you!

Resources & Links:

📌 Free Resource: Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!  

Let’s make this the year you confidently manage your household finances and move closer to the life you want.

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com 

Got a specific question you’d like me to answer on the show? Text it!

Click to Send Fan Mail

Are you ready to make budgeting a lifestyle instead of a fleeting goal?
Many people start the year strong with financial resolutions, but motivation fades quickly. In this episode, we dive into what it takes to stick with your money goals long after the new year energy wears off.

You'll learn:

• Why budgeting doesn't have to mean living a restrictive, frugal life.
• The importance of building a sustainable budget SYSTEM you can rely on month after month.
• How to plan for challenges
• Working on shifting your mindsets.

📌 Free Resource: Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!  

Let’s make this the year you confidently manage your household finances and move closer to the life you want.

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com 

Got a specific question you’d like me to answer on the show? Text it!

Click to Send Fan Mail

Is it possible to love your budget? Is it possible to enjoy budgeting?
I SAY YES. 
And figuring out the right budget CATEGORIES makes your budget goal-focused, future-focused, and intentional. that you actually like and want to stick to! 

In this episode, we’re diving into why categories are a critical part of loving your budget and making it work for your lifestyle. You’ll learn how the right categories can simplify decision-making, improve your money habits, and keep you on track toward your financial goals.

Listen to this episode to answer these questions:

1. How do budget categories impact your ability to stick to your budget?
2. What’s the connection between the right categories and better money habits?
3. How can your categories help you make faster, easier decisions?
4. Why do personalized categories make you love your budget more?
5. What’s the first step to fixing budget categories that aren’t working for you?

FREE RESOURCE
Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

Struggling to figure out what categories to include in your budget?
Learn how to simplify your categories and align them with your values for real progress.

In this episode, we break down budget categories into fixed needs, variable needs, wants, and savings. I’ll show you how to keep it simple, adjust for your unique circumstances, and build a budget that reflects your goals and values. Let’s make budgeting intentional, flexible, and effective!

Listen to the episode to answer these questions:

1. What’s the easiest way to decide which categories belong in my budget?
2. How can I separate needs, wants, and savings in a way that works for my family?
3. Why is it important to keep budget categories simple and flexible?
4. How do I adjust my budget for seasonal changes or life events?
5. What’s the connection between budget categories and my personal values?

FREE RESOURCE
Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

Feeling stuck when it comes to your finances? Let’s change that! In this episode, I’m sharing a list of financial goals. Pick one and make real progress with your money this year.

Setting financial goals doesn’t have to be overwhelming! I’ll break it down into categories like building better habits, cutting unnecessary expenses, upgrading your financial systems, and even making exciting plans for your future. Whether you’re tired of debt, want to save more, or just want to feel more in control, there’s a goal here for you. Let’s pick one and get started!

Listen to the Episode to Answer the Following Questions:

• What should I pick for my New Year's Resolution?
• What money habits should I build this year?
• How can I do better with money?
• What personal goal can I set that will indirectly help me with my finances?

FREE RESOURCE
Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

The holidays brought some of the busiest and most stressful weeks of the year for me. So much pressure! Overwhelmed! But during that time, even though I overspent a little, I never felt stressed about money. As I reflected, I came up with six reasons why I never felt stressed about money, and I put them in this episode. Check it out! ❤️

. Listen to the Episode to Answer These Questions:

1. What is a future-focused budget, and how can it help reduce financial stress?
2. Why is simplifying your financial accounts a key to staying organized?
3. How can consistent money wins boost your confidence and keep you on track?
4. What role does gratitude play in maintaining a healthy mindset about money?
5. How can budgeting help you avoid impulsive spending during expensive seasons?

Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

Do you want to pay off your debt and save more money this year? DO THIS FIRST.

 With a spending audit, you can get clear on your spending habits so you know can be prepared to build your budget, catch your bad habits, and more. 

If you want to start a budget, but you aren't sure where to get started, you may want to try a spending audit.  There is stress in not knowing where your money goes and not feeling in control. There is peace in getting clear. That's what a spending audit can do for you. 

Listen to this episode to answer these questions: 

• How do I do a spending audit?
• What is a spending audit?
• How do I start budgeting?
• How do I stop spending so much money?

Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

Is it taking too long to track your spending as you work on your budget?

I have a quick trick for you today that will simplify and speed up the process of tracking your spending.

We have money goals, we have set intentions, now we have to stick to it! This episode will help with just a smoother, faster way to stick to your budget.

Here's the trick: Split your purchases as you buy. Check it out!

Resources:

• Episode 15: Create this List to Save Money on Groceries, Get Organized, and Save Mental Energy
• Download the 3-Part Holiday Planner: Holiday to-do list, gift list, and budget planner all in one. 
• Do you want me to come into your email with the FREE Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Contact Me:
Instagram: @budgeteffectpodcast
Email: hello@thebudgeteffect.com

Have a topic you want me to cover on the show? Text me! 

Click to Send Fan Mail

As a mom, do you feel constant pressure to spend money on all the things? Team pictures, fundraisers, birthday gifts, and more?! What about the social pressure to buy at the right time, for every occasion, and to "keep up" with your neighbors? 

In this episode we’ll discuss the many situations where you might feel pressured to spend money - when you DON’T even want to! By the end of this episode you’ll have practical strategies to release the pressure and confidently say, “no” saving your money for what truly matters and aligning your spending with your real goals.

Resources :

• Download the 3-Part Holiday Planner: Holiday to-do list, gift list, and budget planner all in one. 
• FREE Budget Foundations: Let me come into your email with 4 steps to get started on your money journey.

Contact Me:
Instagram: @budgeteffectpodcast
Email: hello@thebudgeteffect.com

Did I forget something on this list?
Or do you have a topic you want me to cover on the show? Text me! 

Click to Send a Text.

Click to Send Fan Mail

Are you struggling to stay on budget during the holidays without feeling like you’re missing out? 

During the holidays, you might do one of these two things:
1. Throw your budget out the window.
2. Feel like you are the ONLY one on a budget and that you are missing out.

In this episode, we explore those two big holiday budget struggles and give you 8 actionable strategies to stay financially confident and stress-free. You’ll learn how to block temptation, shop intentionally, and appreciate your financial journey without comparison.

Listen to the episode to answer these questions:

1. How can I stick to my budget this holiday season without feeling deprived?
2. How can I stop comparing my money situation to others'?
3. What are some strategies for sticking to my holiday budget?
4. How can I focus on my financial goals while still enjoying the holidays?
5. How can I prevent impulse purchases and stay financially grounded during this busy season?
6. What are some practical strategies for sticking to a budget that actually work?!

Resources Mentioned:

• Download the 3-Part Holiday Planner: Holiday to-do list, gift list, and budget planner all in one. 
• Episode 38: Holiday Planning and Mindset
• FREE Budget Foundations: Let me come into your email with 4 steps to get started on your money journey.

Contact Me:
Instagram: @budgeteffectpodcast
Email: hello@thebudgeteffect.com

Have a topic you want me to cover on the show? Text me! 

Click to Send Fan Mail

The Key to Never Feeling Broke Again
How to Normalize Having Money and Saving Money in Your Life

Why does it feel like money always slips through your fingers? What if budgeting didn’t feel like a short-term fix but instead became a habit that makes saving and having money feel normal?

In this episode, we’re diving into how to shift budgeting from something you do “when money’s tight” into a life habit that sticks. When budgeting becomes second nature, you’ll start to feel confident and in control of your finances—covering expected and unexpected expenses, paying down debt, and building savings will feel like the norm. I’ll show you how to develop a mindset and routine that help you improve not just your financial habits, but your overall money confidence.

Listen to this episode to answer these questions:

• How can you turn budgeting into a habit instead of a temporary solution?
• What weekly routines can make budgeting easier to maintain?
• What key skills do you need to build for successful budgeting?
• How can a budgeting mindset create financial freedom?
• What holistic changes can budgeting bring to your life?
• How can having money just be normal for you?

Resources:

• Grab my 3-Part Holiday Planner: Holiday to-do list, gift list, and budget planner all in one. 
• FREE Budget Foundations: Let me come into your email with 4 steps to get started on your money journey.
• Instagram: @budgeteffectpodcast
• Email: hello@thebudgeteffect.com

Have a topic you want me to cover on the show?

Click to Send Fan Mail

The holiday season is around the corner, and with it can come the stress of extra spending. In this episode, we’re talking about how to plan ahead for any big event—whether it’s the holidays, a special celebration, or a family vacation—without letting your budget get out of hand. I’ll share simple, realistic strategies to help you avoid overspending, stick to your goals, and make this season feel meaningful and manageable. Let’s dive into how a little planning now can make a huge difference later!

 👉 Grab Your 3-Part Holiday Planner Here to make this holiday season more organized and less overwhelming.
3-Part Holiday Planner—complete with a space for brainstorming ideas, a budget sheet, and a weekly backwards planner to stay organized and avoid last-minute stress. It’s a tool to help you stick to your budget and focus on what matters most.

💲Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

You are up against bazillion dollar marketing companies that cause you to feel like you are SAVING money if you buy this RIGHT NOW.
But what if we just did one simple shift in our language that would help us combat those impulse purchases? That's what we are talking about today. After this episode you will have a deeper understanding around saving money and a way to combat impulse purchases.

Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com

Got a specific question you’d like me to answer on the show? Text it!

Click to Send Fan Mail

What is stopping you from saving, investing, or paying off debt? What is keeping you in the paycheck to paycheck cycle?
Maybe you don't have this mindset: Can it wait a week? After this episode, you will walk away with a fresh mindset about your future, your goals and your budget!

Let your budget EMPOWER you to get what you want.

Do you want help getting started? Click here for the  Budget Foundations Jumpstart. By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

Is the constant running around and never eating at home killing your food budget? There are 4 steps you can take to minimize this cost - even in the busiest seasons. Let me walk you through what these 4 steps look like for a mom who is empowered by her budget.

Listen to this episode to answer these questions: 

• How do I stay in my food budget?
• How do I feed my family when we are so busy?
• How do I save money on food?
• How do I stop spending so much money?

Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send Fan Mail

Planning in advance for the holidays is going to save you money and mental energy. In this episode, we'll walk through how to get your holiday mindset in check, prepare your budget, and of course strategize ways to save money this holiday while living abundantly.

Click here for the free Budget Foundations Jumpstart!

Let’s Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Want to ask a question?

Click below to send your question to the show. 

Click to Send Fan Mail

Struggling to Stay on Top of Your Spending? Here's How Weekly Tracking Can Help You Reach Your Goals

For many busy moms, staying on top of household finances can feel overwhelming. With bills, groceries, and daily expenses piling up, it's easy to lose track of your budget. In this episode, we dive into a powerful yet often overlooked habit—weekly spending tracking. Learn why setting a plan at the start of each month and adjusting your budget weekly is a game-changer for reaching both your money and life goals. We'll also address common struggles like the discomfort of facing your spending habits and how this one step can create lasting, positive change. If you're looking for a simple yet effective way to stay on top of your finances, this episode is for you.

Click here for the free Budget Foundations Jumpstart!

Let’s Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Text the show. 

Click to Send Fan Mail

We are busy moms, taking care of a lot of things. So how can we protect our goals and visions? How can we stick with our goals?
Answer: We must become a fierce protector of the goal.
1. Protect your time to have the vision.
2. Protect your time to plan.
3. Protect your plan.
4. Figure out how you will keep up with all your other commitments.
And BELIEVE IN YOURSELF!
You got this.

Click here for the free Budget Foundations Jumpstart!

Let's Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Want to ask a question?

Click below to send your question to the show. 

Click to Send Fan Mail

What phase of budgeting are you in?
Procrastination Phase?
Beginning Budgeter?
Been Budgeting For a While?
Lost your Drive?
Whichever phase you are in, I bet you can find a small step to take forward in this episode.

Click here for the free Budget Foundations Jumpstart!

Let’s Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Let me know what you picked! Click to send a text to the show.

Click to Send Fan Mail

You know I talk more about a Values-Based Budget. So come along with me as I break down the pros and cons of a 50/30/20 budget.

Click here for the free Budget Foundations Jumpstart!

Let’s Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Want to ask a question?

Click below to send your question to the show. 

Click to Send Fan Mail

Fall is a great time to save money!
In this episode we cover:
1. Why fall is a great time to cut spending
2. How to set rules for a no-spend or low-spend fall
3. Expenses that are coming up in fall and secondary options
4. Fun and low cost activities in the fall.

Click here for the free Budget Foundations Jumpstart!

Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Want to ask a question?

Click below to send your question to the show. 

Click to Send Fan Mail

If you want to success with budgeting, then meal planning is something you're probably going to have to stick to. In this final episode of our 3-part meal planning series, we really zoom in on how to make meal planning work for you.

Click here to join the Meal Planning Challenge

Click here for the free Budget Foundations Jumpstart

Let’s Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Text the Show! 

Click below to send your question or comment to the show. 

Click to Send Fan Mail

Today we have expert meal planner, Plandy Mandy, to share some of her top tips for how to meal plan, sticking to a meal plan, and how to meal plan on a budget.
It's Part 2 of our 3-episode series on Meal Planning!

You can find Mandy on her Instagram page @Plandy.Mandy

You can join the Meal Planning Challenge by signing up here.


If you are ready to stop messing around and really get started with your budget, I can help:
FREE Budget Foundations Jumpstart Email Course
Money Movement Group - 15 weeks of learning and habit building - Closes Aug 31

Let’s Connect:
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Email hello@thebudgeteffect.com

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Click below to send your question to the show. 

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Meal planning is challenging for a lot of people! If you are doing well with meal planning then you should be proud! But regardless of the challenge, it's something that is beneficial for our budget, our nutrition and even our mental health.

This episode will hopefully motivate you to build your habit of meal planning.

JOIN the MEAL PLANNING CHALLENGE

Join the Money Movement Course - Closes August 31st

FREE Budget Jumpstart Challenge

Parents.com article that I cite in this episode

Let’s Connect: 

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You are doing big things when you decide to start moving forward with money. So start to think bigger. It’s not just your budget and looking for good deals and finding out how to live frugally while you fix your money situation. 

It’s a holistic endeavor: your mindset, your other home habits, your self-care, your money-saving strategies, your budgeting strategies. It all matters to your success. 

Tune in to learn how there are many unexpected ways to move forward with money beyond just budgeting. 

Click here for SEPTEMBER 2024 MONEY MOVEMENT PROGRAM

Click here for the free Budget Foundations Jumpstart!

Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Want to ask a question?

Click below to send your question to the show. 

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Back to School means budgeting for school supplies, school clothes, working on our back to school routines, and thinking future forward about our school year budget and school year routines.

In this episode we cover all those things. 

*back to school mindset

*back to school budget

*school shopping budget

*school supply budget

*how to save for school expenses

YOU GOT THIS.

Click here for information TEST GROUP FOR NEW PROGRAM

Click here for the free Budget Foundations Jumpstart!

Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Click below to text your question to the show. 

Click to Send Fan Mail

If you want to start budgeting, what should you do at the end of this month before you start next month?

OR

If you wrote a budget for this month, but you haven’t looked at it since the beginning of the month, and now it’s the end of the month…what do you do?

Maybe you lost motivation or maybe life just happened. Regardless of the reason, we have to find the solution and get back to the plan. This episode will tell you how to do that. 

Click here for information TEST GROUP FOR NEW PROGRAM

Click here for the free Budget Foundations Jumpstart

This show is for you if you’ve ever asked yourself:

How to I start a budget?

How do I stick with meal planning?

Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Want to ask a question?

Click below to send your question to the show. 

Click to Send Fan Mail

In this episode, we're getting into the importance and the how-to of budgeting for self-care. A little work up front can help you get exactly what you need and want for self-care in your monthly budget. Tune in to learn how to prioritize your well-being without breaking the bank!

I will also walk you through how to use this FREE self-care budget builder.

Click here to get the SELF-CARE BUDGET BUILDER

This episode is for you if you’ve ever asked yourself:

• How can I budget for self-care?
• What are some tips for self-care on a budget?

Click here for the free Budget Foundations Jumpstart!

Click here for information about the opportunity to be the first "small test group" for the new budget course.

Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

<<Question of the Week>>

How are your spending habits on the stuff you want and need for self-care?

Text 1 -  if you are spending way too little, you don’t get what you want or need. 

Text 2  - Just right you are spending the amount you need and want

Text 3 - You overspend and overbuy

Click below to send your answer to the show. 

Click to Send Fan Mail

If you want to get ahead with money, but you’re behind on bills or just can’t figure out how to get going, then this episode is for you. 

The main takeaway is that you must have a plan. And I have a proven plan that can work for you. 

This episode is for you if you’ve ever asked yourself:

How can I pay off debt?

How do I stop living paycheck to paycheck?

How can I budget if I don’t have enough money?

How can I stretch my money?

Click here for the free Budget Foundations Jumpstart!

Link to the old episode: Instead of sitting in overwhelm, COME UP WITH A PLAN. (Warning, the sound isn't too good in this one.)

Let’s Connect: 

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

<<Question of the Week>>

There was no question this week. Let me know if you have any questions!

Click below to send your answer to the show.

Click to Send Fan Mail

BUDGET JUMPSTART CHALLENGE

Let's reflect on our wants and needs so that we can make better choices about our spending. Use these prompts to figure out if we are spending money and time on the things that are actually going to fulfill our needs.
Journal Prompts for Needs and Wants

This episode is for you if:
Have trouble with impulse buying, impulse  purchases, impulse shopping
You have trouble sticking to your budget because you want to buy all the things
You are afraid to start budgeting because you think a budget will limit you.


<<Question of the Week>>
I didn't have a question this week. What questions do you have for me?

Click to Send Fan Mail

Since we started the podcast, I've been saying we need to talk about sinking funds! In this episode I will break down sinking funds and how they can level up your finances. I will answer:
What are sinking funds?
How do sinking funds work in your budget?
How do sinking funds help you?
I hope this episode motivates you as much as it motivated me!

Click here to JOIN THE BUDGET FOUNDATIONS JUMPSTART challenge.

<<Question of the Week>>
What sinking funds will you start??
Click to text your answer in to the show! 

Click to Send Fan Mail

Got debt? Let's crush your money goals. As a single mom making 28k, I paid off thousands of dollars in debt. Let me give you 4 things that worked for me and maybe they'll work for you too.

Click to join the BUDGET JUMPSTART CHALLENGE.

This episode is for you if...
-you are working on your debt payoff.
-you have a low income and want to save money.
-you are a normal person with normal debt and you want to have financial freedom!
-you just want to save money and get ahead.

Find me on Instagram @budgeteffectpodcast
Or email me hello@thebudgeteffectpodcast.com


<<Question of the Week>>
What are your interests/hobbies that you would spend your time on if you had more freedom with your time and money?
Click to text your answer! 

Click to Send Fan Mail

Many people are stuck in a cycle of living paycheck to paycheck with seemingly no way out. But there is a solution! Of course you need a budget, but even more specifically - a weekly budget. This will help you get so intentional with your money and move forward with money and in your life.

Do you want help getting started with a budget?
Join the BUDGET JUMPSTART CHALLENGE for FREE!

<<Question of the Week>>
What is the most challenging part of budgeting for you right now?
Is it something with getting the budget set up? Or does it have to do with sticking to it? Let me know by texting your answer into the show. 

Click to Send Fan Mail

If you need help getting a budget started, start with these four things.

BUDGET JUMPSTART CHALLENGE

So if you have been wondering:
How do I stick to a budget?
How do I even get started with budgeting?
How do I pay off debt?
How do I invest when I live paycheck to paycheck?
How can I move forward as a single mom?
Then this episode is for you.

My mission is to help busy moms or even single moms learn how to create and stick to a plan for their money that they believe in and love so that they can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @budgeteffectpodcast

<<Question of the Week>>
What is your WHY? What is your biggest goal?
Send your answer by clicking the button below.

Click to Send Fan Mail

If you want to move forward in life with money, in your motherhood, in your womanhood, then work on these three things. The great thing is that they are totally free to pursue.

CLICK HERE for the BUDGET JUMPSTART CHALLENGE.

Click here for the Whole Life Wellness Reflection

Question of the Week:
<<What is a habit you’ve developed that has positively impacted your life?>>

Click to Send Fan Mail

If you want to have an active summer, but you don’t want to break your budget, then this is the episode for you. We discuss preparing for summer with kids, summer routines, summer on a budget, budget friendly summer activities and more. Listen in.
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We discuss 4 things you can do to save money this summer: 

1. How to prepare for summer by thinking about your new routine
2. Ways to save money when you are out of the house more often
3. Ways to cut costs from your budget during the summer 
4. Free or low-cost things to do in the summer.

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress, more freedom, and move forward.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @budgeteffectpodcast

This episode will help you if you have been wondering:
How do I stick to a budget as a single mom?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some budgeting hacks for summer?
How to budget as a single mom?
Or if you want...
Money saving tips for summer
Tips for saving money this summer
Tips for paying off debt 
Tips for moving forward as a single mom

----------------------------------------------------------------
This week's questions: 
1) What is your favorite low-cost summer activity?
2) What is the cost you are dreading this summer?

Click to Send Fan Mail

If you have trouble sticking to a budget and reaching your money goals, then let's take a look at your shopping habits. And I'm not talking about LACK here. I'm not going to tell you that YOU CAN'T SHOP. I'm actually teaching you how to UPGRADE your shopping habits to get MORE of what you want.

There are 3 Steps to Upgrading your Shopping Habits
1. Prepare ahead of time - know your values and write your lists.
2.  Block temptation - I got strategies for you on this.
3.  Have a plan for "In the Moment" decisions - I got ideas for you on this too.

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress, more freedom, and move forward.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This episode will help you if you have been wondering:
How can I stop impulse buying?
How do I stick to a budget?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?
Or if you want...
Tips for better shopping habits
Tips for sticking to a budget
Tips for saving money
Tips for paying off debt
Tips for moving forward as a single mom

Click to Send Fan Mail

Using your budget to live an intentional life is the goal. Since most of us value connecting and spending time with our kids, let's make sure we put that in the budget each month.
This works both ways: 1. We value it, so we put it in our budget. 2. And it's in our budget, so it reminds us to live intentionally in what we value.

In this episode you will learn about how "funds" can be part of your budget. You will learn the action steps to setting up and using a fund. And we will touch on the end-of-month closeout that is a key part to moving forward with money.

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress, more freedom, and move forward.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This episode will help you if you have been wondering:
How can I spend more quality time with my kids?
How can I live a more intentional life?
How do I stick to a budget?
How do I save mental energy as a single mom?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some cheap ideas for families with kids?
What are some budgeting hacks?
How to budget as a single mom?

Click to Send Fan Mail

This one-time, 20-minute  activity could save you hours! Get organized by creating a “Monthly Essentials” list. Then save yourself so much time, save mental energy, stick to a shopping budget, and save money for years to come. 

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This episode will help you if you have been wondering:
How do I stick to a budget?
How do I get organized?
How do I save mental energy as a single mom?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?

Click to Send Fan Mail

[BONUS] This slightly off-topic bonus episode is an explanation of a practice that I used to finally release the negative emotions that would not leave me. I specifically used it to release anger and resentment. You could use to it to release any negative emotion: stress, worry, anxiety, sadness. If you have processed it, felt it, sat it in for long enough and are ready to let it go, this could be what you need.

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This episode will help you if you have been wondering:
How do I move forward with money?
How do I get unstuck?
How do I let go of worry?
How do I let go of guilt?
How do I let go of resentment?
How do I let go of anger?
How do I move on?
How can I move forward as a single mom?

Click to Send Fan Mail

My mission is for you to have less stress and more freedom, right? Well that doesn't just magically happen because you get your money in order. Money has a big part in your stability and your peace, but there are other things you have to let go of as well.

This is a conversation about how to let go of worry, how to release resentment, how to stop feeling guilty, and even how letting go of clutter is important too.

What's the point in moving forward with money while these other huge things are holding us back?
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Link to the Book of Joy
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My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity
-----------------------------
This episode will help you if you have been wondering:
How do I stop worrying?
How do I release anger?
How do I release resentment?
How do I stop feeling guilty?
How do I get unstuck?

Click to Send Fan Mail

Sticking to a budget is a lot about having a mindset for it. You know you are doing what’s best, you know you are reaching your goals, you have a vision of your future, and that’s what keeps you going. So today I have a few unexpected places to help you with this mindset.
We discuss:
1. Minimalism
2. The Library
3. The Yoga Mat
4. Cleaning your drawers
5. Documentaries
6. Curating your social media
7. Being present in your everyday actions
8. Listening and subscribing

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.

…That’s the budget effect! And this is the budget effect podcast.

Link to Soul Mother Podcast: How Minimalism eased my single mom journey
Link to Joshua Becker's Book: The More of Less

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This podcast will help you if you have been wondering:
How do I stick to a budget?
How do I stick to a budget with kids?
How to budget?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?

Click to Send Fan Mail

This is not about being "cheap" or "stingy". It's not about rules and lack. It's about being intentional. I'm not going to say you can never buy these things. I'm just saying that your current money goal is definitely more important than anything on this list.

 So if you have been wondering:
How do I stick to a budget?
How do I stick to a budget with kids?
How to budget?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?
Then this episode is for you.

Here's a YouTube Video from Dawn the Minimal Mom on Toys. It's not the one I was talking about, but it discusses the fact that kids don't need toys. Are Toys Doing More HARM than GOOD?🤔🚗 (Simplifying Toys Series Ep. 13) (youtube.com)

My mission is to help busy moms or even single moms learn how to create and stick to a plan for their money that they believe in and love so that they can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Click to Send Fan Mail

There are different ways to budget out there, and my mission is to help you create and stick to a budget that you love. Today I want to tell you that having a GOAL-FOCUSED money plan can be very motivating and very rewarding. It just might be the tweak in your budget you need to actually begin moving forward with money.
So if you have been wondering:
What should my money goal be?
And then how do I budget for my goal?
Then how do I stick to that budget throughout the month?
Then this episode is for you.

My mission is to help busy moms or even single moms learn how to create and stick to a plan for their money that they believe in and love so that they can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Click to Send Fan Mail

If you are coming into some money from your tax refund or an inheritance or any other means, then CoNgRaTuLaTiOnS! I'm glad you are deciding to do something smart that will MOVE YOU FORWARD. 
In this episode I'll give you 3 ways to use it to get your foundations right, and a 4th way that just might be right for a busy mom starting your financial journey if you need a little grace and a little help.

My mission is to help busy moms or even single moms learn how to create and stick to a plan for their money that they believe in and love so that they can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @budgeteffectpodcast

Click to Send Fan Mail

Sometimes people think a budget limits us, but actually the opposite is true. A budget is putting money toward what we value, and choosing NOT to spend money on what we don’t value. It is a tool to get us to financial stability, financial freedom, debt free life, and intentional living in a life we’ve created and curated. 

In this episode: 

1. Why it’s important to know what you value
2. How to figure out what you value
3. How to build a budget around your values

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is the budget effect podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Click to Send Fan Mail

Maybe you don't feel like you can go all in on investing or estate planning or even budgeting (my heart hurts with that one). Maybe you don't have your 401K in order quite yet. But if you're wondering: "Where can I start with personal finance?" What are the basics? I've created a list of four basics you should work toward for financial wellness. Listen in as we discuss. 

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is the budget effect podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Links
Basic Health for Busy Moms Episode

Click to Send Fan Mail

If you're wondering "Why should I invest for retirement right now?" or "How do I save for retirement?" or "When should I start investing for retirement?"
Girl, please listen to this episode!
We talk about the foundations of being a happy, healthy mother and woman - and part of that is having security and stability. We want our future-self to have freedom and choices. And our compound interest system is just too good to miss!
Something else too good to miss? This episode!

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is the budget effect podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Click to Send Fan Mail

If you want to learn how to stick to a budget, just like everything, we need to make it as simple as possible. 

In this episode, I will give you 3 tips for making your household budget easier to stick to. 

1. One way to pay

2. Automate EVERYTHING

3. Get your PAPER CLUTTER under control. 

That's right, we discuss paper clutter too. 

If you are a busy mom and you want to pay off debt, save for your future, live within your budget, then we have to make it simple. 

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.

…That’s the budget effect! And this is the budget effect podcast. Click follow now!

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Click to Send Fan Mail

Are you tracking your spending throughout the month? This is a step a lot of people skip, but according to science, you are more likely to meet your money goals if you assess your progress along the way. 

In this episode we will cover what tracking your spending looks like, and how you can do it as a busy mom who has a lot on her shoulders already.

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Follow/subscribe today.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Click to Send Fan Mail

If you want to start a household budget, but you just don't know where to begin, this is the episode for you.

The first step you can take when wondering "How to I start a budget?"  is to GET CLEAR with your financial situation. In this episode, I'll tell you four steps you can take to get clear and get started. Plus, I'll give you one powerful extra credit assignment. 

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Welcome in.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Click to Send Fan Mail

I thought I was being responsible with money, until I fixed these four mistakes. After fixing these mistakes, I paid off thousands of dollars in debt, saved for a downpayment on a home, bought a van with cash. 

Fixing these four mistakes moved me ahead so much faster. Now I want YOU to fix these mistakes too so that you can move forward and reach all your money goals. 

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Welcome in.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Click to Send Fan Mail

We know we are supposed to budget our money. But what we didn't realize is that budgeting our money can have mind blowing effects BEYOND just our money. That's the Budget Effect! 
Your action steps for today are: 
1. Listen in.
2. Follow Show. 
3. Get started! 

Click to Send Fan Mail

My mission has been to help busy moms move forward by focusing on self-care, systems and rhythms in your home, and your money. I'm going to tell you where I'm going from here. 

We talk about minimalism, simplicity, mindset, and how to create a budget. How to stick to a budget. 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

How do you get back into budgeting after it's been a while? In this episode we unpack the list of difficulties with getting back into budgeting. 

I help busy moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Connect with us on instagram @soulmothercommunity 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

In this episode we talk about why these 4 aspects of basic health are important. But the main ideas you'll come away with are small steps and habits you can build to make your health a priority. 

 I bring positivity and support to moms who have too much on their shoulders. Let's get your life simplified and systemized while taking care of YOU. 

EP 23 is the TIME BLOCKING episode that I mention. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

Do you have a New Year Resolution? Do you need one? In this episode we talk about why you should have one and how to actually make it stick! 

I bring positivity and support to moms who have too much on their shoulders. Let's get your life simplified and systemized while taking care of YOU.

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Click to Send Fan Mail

Do you have a New Year Resolution? Do you need one? In this episode we talk about why you should have one and how to actually make it stick! 

I bring positivity and support to moms who have too much on their shoulders. Let's get your life simplified and systemized while taking care of YOU.

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

Do you ever feel like you just don't have time in the day for what you really want to do? Let's get clear about the time you do have and use it wisely. In this episode, I will tell you how I gained 3 and a HALF HOURS back in my day to focus on what my family and I needed. I talk about floofy mindset shifts and nerdy math that helped get me what I needed. You can do it too! 

I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

In this episode we talk about a way to unwind and reset after work and transition into your night with the kids. This 8-minute ritual is GOLD! 

I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

I was asked recently how I do it all as a single mom. After I told her that I don't do it all (hahaha), I got to thinking about how I got past that stage of crushing overwhelm and got to this joyful, peaceful place of contentment. 

I think it's because I needed (and found) these 5 things: 

1. I needed love. 

2. I needed to find myself. 

3. I needed to release...like a lot...of physical and mental stuff.

4. I needed systems in my home. 

5. I needed a win. 

I talk about all these things on today's episode. I hope you enjoy it. :)

I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

I needed a way to keep myself calm and focused during this busy season I'm in. I needed a way to keep my home from unraveling - because lately there's been a lot of arguing and fighting between my kids and toward me. In this episode, I'll tell you the word I've found to be truly giving me power to stay calm and grounded. I'll tell you how I asked myself the right questions to come up with this word so that you can come up with your own word as well. 

Thank you for being a part of the Soul Mother Community. 

Link to Whole Life Wellness Reflection Tool: https://www.thebudgeteffect.com/singlemomreflection

Link to Holiday Planning Tool: I no longer have this available, but email if you want it! hello@thebudgeteffect.com

Connect with us on instagram @budgeteffectpodcast

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

In this episode we reduce stress around the holiday season by getting organized, getting a plan in place -while focusing on what's really important to you this holiday season. 

I help moms who are carrying a lot on their own two shoulders gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Link to Holiday Plan: https://www.soulmothercommunity.com/holidayplan 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

Why do I feel stuck? It can feel extremely frustrating to feel like you're stuck and not able to move forward. In this episode, we break down 3 reasons why you may feel stuck and give you practical steps to move forward today. 

I help women gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

I hope this episode convinces you to put yourself first and clears any selfish feelings you have about that! We need you to be your most vibrant, energetic, beautiful self and the way you accomplish that is to take care of yourself first. 

I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

In this episode we talk about a way to kick start you into action without motivation, energy, or thinking. Wow. If you are like me, you need this!

I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Click to Send Fan Mail

I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

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In this episode we talk about a practical method to recognize overwhelm and then move yourself out of it so that you don't get stuck in that stifling place!  

Link to Whole Life Wellness Reflection Tool: 
https://www.thebudgeteffect.com/singlemomreflection

I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Connect with us on instagram @budgeteffectpodcast 

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Why self-care? What is true self-care? But how? Self-care is caring for yourself on a deeply personal level. I can help you get started. 

Erin brings positivity and support with a heart for single moms. She does that through simplicity strategies, money movement, and mindset work. 

Get your free Whole Life Wellness Reflection: https://www.soulmothercommunity.com/wellness

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

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In this episode, we're discussing the significance of nurturing your friendships with your fellow women. Join us as we drop the science behind women's friend connections and why they're vital for your overall well-being. Stay tuned as Erin lets you in on her favorite 'Girl Time' activity. (It's super exciting)

Erin supports Single Moms. She does that through simplicity strategies, money movement, and mindset work. 

Connect with us on instagram @soulmothercommunity 

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This episode is the story of the kids and I went to Chicago. My tips for traveling with kids as a single parent: 

1. Set intentions for vacation.
2. Loosely plan a trip.
3. Stay in your budget.
4. Keep it simple. 
5. I also talk about what we did in Chicago (12:15-21:45)

Enjoy. 

Erin supports Single Moms. She does that through simplicity strategies, money movement, and mindset work. 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

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Is your home supporting you in your life? Or is your home bringin’ you down?! It’s time to learn or relearn about minimalism and simplicity. It’s time to clear your path so you can move forward.

Erin supports Single Moms. She does that through simplicity strategies, money movement, and mindset work. 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

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In this episode, Erin delves into her experiences and considerations during her home-buying journey. She shares insights on her search criteria and the key question that guided her: "Can I take care of it?"

 Erin helps Single Moms. She does that through simplicity strategies, money movement, and mindset work. 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

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This episode will motivate you to start or keep going on your own money journey. It's more than just money; truly living intentionally with every dollar can start the momentum in so many other areas of your life!

Sorry I got a little excited and I say a few "naughty words" during this episode. sh** and a**. My bad. 

Get resources to help you with your money journey: www.soulmothercommunity.com/money

Erin supports Single Moms. She does that through simplicity strategies, money movement, and mindset work.

Connect with us on instagram @soulmothercommunity

Join the community by going to www.soulmothercommunity.com

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

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How can we make the transition back to school smooth? In this episode we discuss the step-by-step process for making the transition.

Erin helps Single Moms. She does that through simplicity strategies, money movement, and mindset work.

Connect with us on instagram @soulmothercommunity

Join the community by going to www.soulmothercommunity.com

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In this episode we chat about shopping with intention for school supplies and clothes. Erin also mentions other expenses to plan for coming up soon. 

Erin helps Single Moms. She does that through simplicity strategies, money movement, and mindset work. Connect with us on instagram @soulmothercommunity

Try the FREE Money Movement Jumpstart. www.soulmothercommunity.com/jumpstart 

Join the community by going to www.soulmothercommunity.com

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In this episode Erin covers:

• 3 reasons people don’t start budgeting
• Many reasons people SHOULD start budgeting
• How to get started

Erin helps Single Moms. She does that through simplicity strategies, money movement, and mindset work.

Need help getting started with your budget?
Join the BUDGET JUMPSTART CHALLENGE for free. 

Connect with us on Instagram @budgeteffectpodcast

Join the community by going to www.thebudgeteffect.com

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Questions or Comments? Send a text!

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Erin helps Single Moms. She does that through simplicity strategies, money movement, and mindset work.

In this episode Erin discusses:

• Tips for long car trips with kids
• Budget friendly travel tips
• Setting your intention before a trip
• What she did with kids in St. Louis (19:42-31:38)
• and
• Yes! You can travel with kids as a single parent!

Connect with us on instagram @SoulMotherCommunity

Join the community by going to www.soulmothercommunity.com

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

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Erin helps Single Moms. She does that through simplicity strategies, money movement, and mindset work.

In this episode Erin focuses on her story with mindset work and what taking time for herself has brought into her life. The goal is for you to see how important and beneficial it can be to take time for yourself, Friend.

Connect with us on instagram @soulmothercommunity

Join the community by going to www.soulmothercommunity.com

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Do you want to figure out your priorities and goals but don’t know where to start? These five questions will give you insight about yourself so you’ll know what’s important to you and for you.

Join the community! <—- Click!

Connect with the Soul Mother Community on Instagram @SoulMotherCommunity

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If you're feeling stuck, this episode gives you five areas of life to focus on to get you moving forward.

The 5 areas Erin discusses in this episode are:

1. YOU! Figure out what you want for you and your family.

2. Household Function. Set up systems of ease and function in your everyday tasks.

3. Budget. Get your money working for you.

4. Simplify (Minimalism). Let go of the clutter that does not serve you.

5. Surround yourself with positivity.

Clutter Study mentioned in this episode:

https://pubmed.ncbi.nlm.nih.gov/19934011/

Connect with the Soul Mother Community on Instagram @SoulMotherCommunity https://www.instagram.com/soulmothercommunity/

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